4820 Ausable Rd, Oscoda, MI 48750 Property Records

Iosco County property record for 4820 Ausable Rd, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,896 sqft · built 2004
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (May 2025)
Tax Bill	$4,005 (2025)
Deeds & Mortgages	Feb 2022 Refinance Feb 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`064O1000000100`

Property Details

APN / Parcel Number

Primary APN	`064O1000000100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,896 sqft Building Perimeter
1st Floor Area	1,096 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	163 ft deep x 80 ft wide
Garage Area	1,522 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4820 AUSABLE RD
City	OSCODA
State	MI
Zip	48750-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PLAT OF OSCODA BEACH SUB LOTS 1, 2, E 30 FT LOT 234, LOT 235 & LOT 236 EXC THAT PART LYING W OF LOT 3 OF SD SUB
Legal Subdivision	PLAT OF OSCODA BEACH SUB
Legal Lot Number	1-3,234
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	4
Census Block	4002
Census Tract	400

Owner

4820 Ausable Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2 FLETCHER CT, SAVOY, IL 61874-7447
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 5, 2010	Deed of Trust, Mortgage MERS
Mar 6, 2013	Deed of Trust, Mortgage MERS
May 14, 2025	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Deed Document Number	20252836
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	4820 AUSABLE RD, OSCODA, MI 48750-9709
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000572
Date	Feb 1, 2022
Instrument	2022000572

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	4820 AUSABLE RD, OSCODA, MI 48750-9709
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10180 DAVISBURG RD, DAVISBURG, MI 48350-2023

Mortgage

Document Number	00993/00039
Date	Feb 5, 2010
Book Page	00993/00039

Lender

Name	MERS
Address	27862 WOODWARD AVE, ROYAL OAK, MI 48067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2040

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	4820 AUSABLE RD, OSCODA, MI 48750-9709
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10180 DAVISBURG RD, DAVISBURG, MI 48350-2023

Mortgage

Document Number	01073/00813
Date	Mar 6, 2013
Book Page	01073/00813

Lender

Name	MERS
Address	27882 WOODWARD AVE, ROYAL OAK, MI 48067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2043

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	May 14, 2025
Property Address	4820 AUSABLE RD, OSCODA, MI 48750-9709
Document Number	2025002836
Instrument Date	May 2, 2025
Instrument	2025002836
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 FLETCHER CT, SAVOY, IL 61874-7447

Mortgage

Document Number	2025002837
Date	May 14, 2025
Instrument	2025002837

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4820 Ausable Rd was $4,005 with a homeowner's exemption.

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,500 Land $223,500	$447,000 Land $447,000
2025	$4,005.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4820 Ausable Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	16 units insured incl. 6 condo units
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4820 Ausable Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCODA TOWNSHIP serves 6,997 people · EPA ID MI0005040
Water Source	Purchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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