482 Windy Hill Ln, Lancaster, SC 29720 Property Records

Lancaster County property record for 482 Windy Hill Ln, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,872 sqft · built 1987
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,000 (Mar 2026)
Tax Bill	$6,060 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0070O-0B-005.00`

Property Details

APN / Parcel Number

Primary APN	`0070O-0B-005.00`
Alternative APN	`10969`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	3,408 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	219,107 sqft (5.03 acres)
Porch	Porch
Porch Area	60 sqft
Deck Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10969
Street Address	482 WINDY HILL LN
City	LANCASTER
State	SC
Zip	29720-7208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	WINDY
Legal Block	5
Legal Lot Number	5
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	5
Census Block	5011
Census Tract	11001

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 WINDY HILL LN, LANCASTER, SC 29720-7208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 19, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	20264123
Deed Book / Page	2040 / 107
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 26, 2026
Property Address	482 WINDY HILL LN, LANCASTER, SC 29720-7208
Document Number	0000004123
Book / Page	2040 / 107
Map Reference	MB 5278
Instrument Date	Mar 25, 2026
Instrument	2026004123
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	482 WINDY HILL LN, LANCASTER, SC 29720-7208

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	482 WINDY HILL LN, LANCASTER, SC 29720-7208

Mortgage

Document Number	0000004124
Date	Mar 26, 2026
Instrument	2026004124

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jul 9, 2020
Property Address	482 WINDY HILL LN, LANCASTER, SC 29720-7208
Document Number	0000011050
Book / Page	1344 / 37
Map Reference	MB 5278
Instrument Date	Jul 6, 2020
Instrument	2020011050
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	482 WINDY HILL LN, LANCASTER, SC 29720-7208

Mortgage

Document Number	0000011051
Date	Jul 9, 2020
Instrument	2020011051

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 19, 2019
Property Address	482 WINDY HILL LN, LANCASTER, SC 29720-7208
Document Number	0000008601
Book / Page	001243 / 000035
Instrument Date	Jun 19, 2019
Instrument	8601
Transaction Type	Foreclosure
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$408.85
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10387 ROCK HILL SC 297310387, ROCK HILL, SC 29731-0387

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,060.00 (+13.55%)	$12,342 (-23.33%) Land $1,478 Building $10,864	$381,700 (+42.27%) Land $45,700 Building $336,000
2024	$5,337.00 (+0.13%)
2023	$5,330.00	$16,098 Land $2,112 Building $13,986	$268,300 Land $35,200 Building $233,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER COUNTY W&SD serves 79,107 people · EPA ID SC2920001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Feb 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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