Santa Cruz County property record for 482 Winchester Dr, Watsonville, CA 95076
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,272 sqft · built 1987 |
| Lot Size | 0.025 acres (1,089 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $459,000 (May 2020) |
| Tax Bill | $6,398 (2025) |
| Deeds & Mortgages | Jul 2026 Sale May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-611-23 |
| Primary APN | 016-611-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,272 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,089 sqft (0.025 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 482 WINCHESTER DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-3167 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | WINCHESTER ACRES PRCL C |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 110505 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 482 WINCHESTER DR, WATSONVILLE, CA 95076-3167 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 19, 2020 | Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on Record |
| Deed Sale | May 19, 2020 · Amount on Record |
| Deed Document Number | 202017122 |
| Last Transfer Date | Jul 2, 2026 |
| Transfer Doc | 0000015751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 13, 2026 |
| Property Address | 482 WINCHESTER DR, WATSONVILLE, CA 95076-3167 |
| Document Number | 0000015751 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202615751 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 482 WINCHESTER DR, WATSONVILLE, CA 95076-3167 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 19, 2020 |
| Property Address | 482 WINCHESTER DR, WATSONVILLE, CA 95076-3167 |
| Document Number | 0000017122 |
| Map Reference | MB 4158 PG 255 |
| Instrument Date | May 13, 2020 |
| Instrument | 2020-0017122 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 482 WINCHESTER DR, WATSONVILLE, CA 95076-3167 |
| Document Number | 0000017123 |
|---|---|
| Date | May 19, 2020 |
| Instrument | 2020-0017123 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,023 (+2%) Land $322,385 Building $189,638 | ||
| 2025 | $6,398.00 (+13.4%) Homeowner's exemption | $501,984 (+4.04%) Land $316,064 Building $185,920 | |
| 2023 | $5,642.00 (+1.8%) Homeowner's exemption | $482,491 Land $303,791 Building $178,700 | $500,040 |
| 2022 | $5,542.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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