482 Willow Oaks Dr, Ozark, AL 36360 Property Records

Dale County property record for 482 Willow Oaks Dr, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,998 sqft · built 1973
Lot Size	0.454 acres (19,764 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Aug 2021)
Tax Bill	$1,112 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-02-09-2-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`11-02-09-2-000-007.000`
Alternative APNs	`90367646` `10829`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,998 sqft Living Area
1st Floor Area	1,124 sqft
Upper Floors Area	874 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	19,764 sqft (0.454 acres)
Lot Dimensions	162 ft deep x 122 ft wide
Porch	Open Porch
Porch Area	167 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	90367646
Street Address	482 WILLOW OAKS DR
City	OZARK
State	AL
Zip	36360-6208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	122' X 162.49' LOT 8 BLK J WILLOW OAKS PHASE 2 OZARK AL PB 1 PG 307 SEC09 T05N R24E 2022 N/C
Legal Range	24E
Legal Township	05N
Legal Section	09
Legal Subdivision	WILLOW OAKS SUB PH II
Legal Phase	2
Legal Block	J
Legal Lot Number	8
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	2
Census Block	2021
Census Tract	20802

Owner

482 Willow Oaks Dr is owned and occupied by an individual who bought it in August 2021.

Source: Dale County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	482 WILLOW OAKS DR, OZARK, AL 36360-6208
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Aug 31, 2021	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
Jan 8, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on File
Deed Sale	Aug 31, 2021 · Amount on File
Prior Sale	Jan 8, 2019 · Amount on File
Deed Book / Page	336 / 736
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Property Address	482 WILLOW OAKS DR, OZARK, AL 36360-6208
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000754/358
Date	Mar 16, 2020
Book Page	754/358

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Aug 31, 2021
Property Address	482 WILLOW OAKS DR, OZARK, AL 36360-6208
Document Number	000336/736
Book / Page	336 / 736
Map Reference	MB 1 PG 307
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 S 6TH W, SAINT ANTHONY, ID 83445-1748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 WILLOW OAKS DR, OZARK, AL 36360-6208

Mortgage

Document Number	0796045307960453
Date	Aug 31, 2021
Instrument	0796/045307960453

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	VA Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALE AL
Recording Date	Jan 8, 2019
Property Address	482 WILLOW OAKS DR, OZARK, AL 36360-6208
Document Number	000316/638
Book / Page	316 / 638
Instrument Date	Jan 7, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1343, OZARK, AL 36361-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	482 WILLOW OAKS DR, OZARK, AL 36360-6208

Tax Assessment & Valuation

The 2026 property tax bill for 482 Willow Oaks Dr was $1,112 with a homeowner's exemption, up 1.6% from the year before.

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,112.00 (+1.55%) Homeowner's exemption
2025	$1,095.00 (+1.96%)	$22,760 (+6.95%) Land $940 Building $21,820	$228,880 (+7.66%) Land $10,700 Building $218,180
2024	$1,074.00 (+15.61%)	$21,280 (+15.65%) Land $860 Building $20,420	$212,600 (+15.57%) Land $8,500 Building $204,100
2023	$929.00 (+22.88%)	$18,400 (+22.83%) Land $800 Building $17,600	$183,960 (+22.77%) Land $8,000 Building $175,960
2022	$756.00	$14,980 Land $1,840 Building $13,140	$149,840 Land $8,000 Building $141,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 482 Willow Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–1994)
Most Recent Claim	Jul 1994 · Severe Storms And Flooding (tropical Storm Alberto)

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 Willow Oaks Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK UTILITIES BOARD serves 19,965 people · EPA ID AL0000441
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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