482 Whear Dr, Spring Creek, NV 89815 Property Records

Elko County property record for 482 Whear Dr, Spring Creek, NV 89815

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,116 sqft
Lot Size5.3 acres (230,868 sqft)
Owner2 Company Names on Record
Last Sale$80,000 (Sep 2023)
Tax Bill$4,665 (2026)
Deeds & MortgagesJul 2025 Mortgage
Mar 2025 Sale
Flood ZoneZone X (minimal risk)
APN006-30E-022

Property Details

APN / Parcel Number

Primary APN006-30E-022
Alternative APN
  • 006-30E-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,116 sqft Living Area
Gross Area3,166 sqft

Exterior

Lot Area230,868 sqft
Garage TypeAttached
Garage Area1,050 sqft

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Street Address482 WHEAR DR
CitySPRING CREEK
StateNV
Zip89815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPARCEL 1 FILE 455161 BEING LOCATED IN A PORTION OF MDB&M FORMERLY A PORTION OF 006-30E-013 ADDED TO THE ROLL 02/07/2000
Legal Range56E
Legal Township33N
Legal Section14
Legal SubdivisionTRACT 202 SPRING CREEK CORPORATION
Legal Block1
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group1
Census Block1007
Census Tract951201

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address390 LAKEPORT DR, SPRING CREEK, NV 89815-6045
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
ELKO FCU
Mar 25, 2025Bargain and Sale Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2023 · Amount on Record
Deed SaleSep 22, 2023 · Amount on Record
Deed Document Number2023826470
Last Transfer DateMar 26, 2026
Transfer Doc0000862716
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address482 WHEAR DR, SPRING CREEK, NV 89815
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000852377
DateJul 21, 2025
Instrument852377
Lender
NameELKO FCU
TypeCredit Union
AddressELKO, NV 89801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 18, 2040

March 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateMar 25, 2025
Property Address482 WHEAR DR, SPRING CREEK, NV 89815
Document Number0000847752
Map ReferenceFILE 455161
Instrument DateMar 24, 2025
Instrument847752
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address390 LAKEPORT DR, SPRING CREEK, NV 89815-6045

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,665.00 (+5.42%)$178,178 (-1.56%) Land $24,500 Building $153,678$509,080 (-1.56%) Land $70,000 Building $439,080
2025$4,425.00 (+2,443.1%)$181,005 (+2,633.39%) Land $24,500 Building $156,505$517,157 (+2,633.39%) Land $70,000 Building $447,157
2024$174.00 (+8.07%)
2023$161.00 (+8.05%)$6,622 (-) Land $6,622$18,920 (-) Land $18,920
2022$149.00$6,622 Land $6,622$18,920 Land $18,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 99.9% of the US · above 99.3% of Nevada
Wildfire Likelihood7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
CC Communications Broadband
Fiber
1,000 / 1,000
White Cloud Communications
Fixed Wireless
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50
Rise Broadband
Fixed Wireless
100 / 20

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