Citrus County property record for 482 W Fenway Dr, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,938 sqft · built 1998 |
| Lot Size | 1.05 acres (46,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Mar 2026) |
| Tax Bill | $8,030 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18E-18S-25-0020-000B0-0040 |
| Primary APN | 18E-18S-25-0020-000B0-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,938 sqft Living Area |
| Gross Area | 3,828 sqft |
| 1st Floor Area | 2,938 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 46,059 sqft (1.05 acres) |
| Lot Dimensions | 265 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 475 sqft |
| Patio Area | 683 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2821515 |
|---|---|
| Street Address | 482 W FENWAY DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | LOT 4 BLK B A MINOR SUB OF HAMPTON HILLS 1ST ADD PB 15 PG 121 MORE FULL DESC AS FOLL: COM AT THE NW COR OF TRACT B HAMPTON HILLS 1ST ADDN AS REC IN PB 15 PG 121 TH S 64 DEG 23M 23S E AL NLY LN OF TRACT B A DIST OF 481.12 FT TO THE PC OF A CURVE CONCA |
| Legal Range | 18E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | HAMPTON HILLS 1ST ADDITION |
| Legal Tract | B |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 450703 |
Source: Citrus County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 482 W FENWAY DR, HERNANDO, FL 34442-5140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Mar 5, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Aug 24, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Apr 18, 2019 | Warranty Deed, Transfer · VA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on Record |
| Deed Sale | Mar 5, 2026 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 202612936 |
| Deed Book / Page | 3648 / 1772 |
| Prior Transfer Date | Aug 23, 2021 |
| Prior Transfer Doc | 0031982033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 482 W FENWAY DR, HERNANDO, FL 34442-5140 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 482 W FENWAY DR, HERNANDO, FL 34442-5140 |
| Document Number | 0031441500 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 3144/1500 |
| Instrument | 2021016719 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 5, 2026 |
| Property Address | 482 W FENWAY DR, HERNANDO, FL 34442-5140 |
| Document Number | 0036481772 |
| Book / Page | 3648 / 1772 |
| Map Reference | MB 15 PG 121-126 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 2026012936 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | FIRST NATIONS TITLE, FIRST NATIONAL T&E |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 NAVAJO TRL, WEST OSSIPEE, NH 03890-2108 |
| Name | Verified Name |
|---|---|
| Address | 482 W FENWAY DR, HERNANDO, FL 34442-5140 |
| Document Number | 0036481774 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 3648/1774 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 482 W FENWAY DR, HERNANDO, FL 34442-5140 |
| Document Number | 0031982033 |
| Book / Page | 3198 / 2033 |
| Map Reference | MB 15 PG 121-126 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021058584 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 482 W FENWAY DR, HERNANDO, FL 34442-5140 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Apr 18, 2019 |
| Property Address | 482 W FENWAY DR, HERNANDO, FL 34442-5140 |
| Document Number | 0029700548 |
| Book / Page | 002970 / 000548 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 19718 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 482 W FENWAY DR HERNANDO FL 344425140, HERNANDO, FL 34442-5140 |
| Document Number | 29700550 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 002970/000550 |
| Instrument | 19719 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2049 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,030.00 (-2.81%) | $527,892 (-3.43%) Land $108,000 Building $419,892 | $527,892 (-3.43%) Land $108,000 Building $419,892 |
| 2024 | $8,262.00 (+7.12%) | $546,621 (+6.18%) Land $108,000 Building $438,621 | $546,621 (+6.18%) Land $108,000 Building $438,621 |
| 2023 | $7,713.00 (+15.15%) | $514,827 (+13.51%) Land $108,000 Building $406,827 | $514,827 (+13.51%) Land $108,000 Building $406,827 |
| 2022 | $6,698.00 Additional exemption filed | $453,570 Land $108,000 Building $345,570 | $453,570 Land $108,000 Building $345,570 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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