482 Stableside Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 482 Stableside Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,404 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$649,433 (Dec 2020)
Tax Bill	$8,806 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-009-046.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-009-046.000-018`
Alternative APN	`1709340009046000`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	3,404 sqft Living Area
1st Floor Area	1,560 sqft
2nd Floor Area	752 sqft
Basement Area	1,560 sqft
Finished Basement	1,092 sqft
Game Room	Game Room
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709340009046000
Street Address	482 STABLESIDE LN
City	CARMEL
State	IN
Zip	46032-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .18, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT ON WILLIAMS CREEK, SECTION 1B, LOT 50
Legal Subdivision	JACKSONS GRANT/WILLIAMS CRK S
Legal Lot Number	50
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3021
Census Tract	111009

Owner

482 Stableside Ln is owned and occupied by an individual who bought it in December 2020.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	482 STABLESIDE LN, CARMEL, IN 46032-6321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION
Aug 31, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERNET BANK OF INDIANA
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 4, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2020 · Amount on File
Deed Sale	Dec 31, 2020 · Amount on File
Prior Sale	Jun 4, 2020
Deed Document Number	2020097146
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Aug 14, 2026
Property Address	482 STABLESIDE LN, CARMEL, IN 46032-6321
Document Number	0000037100
Instrument Date	Aug 8, 2026
Instrument	202637100
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 STABLESIDE LN, CARMEL, IN 46032-6321

Mortgage

Document Number	0000037100,
Date	Aug 14, 2026
Instrument	202637100

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	482 STABLESIDE LN, CARMEL, IN 46032-6321
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020059340
Date	Aug 31, 2020
Instrument	2020059340

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	MARTINSBURG, OH 43037

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 31, 2020
Property Address	482 STABLESIDE LN, CARMEL, IN 46032-6321
Document Number	2020097146
Map Reference	CAB 5 SL 475
Instrument Date	Dec 30, 2020
Instrument	2020097146
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 STABLESIDE LN, CARMEL, IN 46032-6321

Mortgage

Document Number	2020097147
Date	Dec 31, 2020
Instrument	2020097147

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 4, 2020
Property Address	482 STABLESIDE LN, CARMEL, IN 46032-6321
Document Number	0000033720
Instrument Date	May 26, 2020
Instrument	33720
Transaction Type	Transfer
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1132 S RANGELINE RD #200 CARMEL IN 460327566, 200, CARMEL, IN 46032-7566
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$835,100 (+8.53%) Land $201,300 Building $633,800	$835,100 (+8.53%) Land $201,300 Building $633,800
2024	$8,806.00 (+6.84%)	$769,500 (+6.05%) Land $201,300 Building $568,200	$769,500 (+6.05%) Land $201,300 Building $568,200
2023	$8,242.00 (+3.4%) Homeowner's exemption	$725,600 (+4.37%) Land $178,900 Building $546,700	$725,600 (+4.37%) Land $178,900 Building $546,700
2022	$7,971.00 Homeowner's exemption	$695,200 Land $98,800 Building $596,400	$695,200 Land $98,800 Building $596,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 482 Stableside Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 Stableside Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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