482 Spruce Cir, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 482 Spruce Cir, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,158 sqft · built 1977
Lot Size	0.104 acres (4,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,000 (Jul 2017)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Sep 2017 Transfer Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`017-417-23`

Property Details

APN / Parcel Number

Primary APN	`017-417-23`
Alternative APN	`017-417-23-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
Gross Area	1,534 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	4,530 sqft (0.104 acres)
Garage Type	Attached
Garage Area	376 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	482 SPRUCE CIR
City	WATSONVILLE
State	CA
Zip	95076-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 000000 00000
Legal Subdivision	TRACT 653 BAY VILLAGE
Legal Lot Number	379
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2024
Census Tract	110102

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 SPRUCE CIR, WATSONVILLE, CA 95076-3636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2017	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2017	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Jul 19, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Oct 29, 1999 · Amount on Record
Deed Document Number	201723591
Prior Transfer Date	Aug 23, 2007
Prior Transfer Doc	0000047129
Record Updated	Sep 20, 2026

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 19, 2017
Property Address	482 SPRUCE CIR, WATSONVILLE, CA 95076-3636
Document Number	0000031314
Instrument Date	Sep 18, 2017
Instrument	31314
Transaction Type	Transfer
Record Updated	Oct 19, 2017

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 SPRUCE CIR WATSONVILLE CA 950763636, WATSONVILLE, CA 95076-3636

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 19, 2017
Property Address	482 SPRUCE CIR, WATSONVILLE, CA 95076-3636
Document Number	0000023591
Map Reference	MAP58 PG39
Instrument Date	Jul 17, 2017
Instrument	2017-0023591
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 SPRUCE CIR, WATSONVILLE, CA 95076-3636

Mortgage

Document Number	0000023592
Date	Jul 19, 2017
Instrument	2017-0023592

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 19, 2017
Property Address	482 SPRUCE CIR, WATSONVILLE, CA 95076-3636
Document Number	0000023590
Instrument Date	Jul 14, 2017
Instrument	23590
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CEDAR DR WATSONVILLE CA 950763535, WATSONVILLE, CA 95076-3535

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,380 (+2%) Land $301,752 Building $165,628
2025	$6,092.00 (+11.49%)	$458,216 (+4.04%) Land $295,836 Building $162,380
2024	$5,464.00 (+1.54%)
2023	$5,381.00 (+1.84%)	$440,422 Land $284,348 Building $156,074	$439,200
2022	$5,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	19 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,034 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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