482 SE McDonald Ln, Stuart, FL 34994 Property Records

Martin County property record for 482 SE McDonald Ln, Stuart, FL 34994

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,039 sqft · built 2005
Owner	Company Name on Record
Last Sale	$236,000 (Dec 2005)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Nov 2018 Loan Modification Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-38-41-023-009-0482.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`09-38-41-023-009-0482.0-0-0000`
Alternative APNs	`09-38-41-023-009-04820-0` `951507`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,039 sqft Living Area
Gross Area	1,105 sqft
1st Floor Area	1,039 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	951507
Street Address	482 SE MCDONALD LN, 482
City	STUART
State	FL
Zip	34994-5934
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 482 BLDG 9 ESTATES AT STUART CONDO PER DOC IN OR 2060/0430
Legal Range	41E
Legal Township	38S
Legal Section	9
Legal Subdivision	THE ESTATES AT STUART CONDO
Legal Block	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1042
Census Tract	1000

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	181 SE OSPREY RDG, PORT SAINT LUCIE, FL 34984-8941
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2018	Loan Modification, Mortgage FIRSTRUST BK
Nov 30, 2018	Loan Modification, Mortgage FIRSTRUST BK
Nov 30, 2018	Grant Deed, Mortgage · Line of Credit FIRSTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2005 · Amount on Record
Deed Sale	Dec 16, 2005 · Amount on Record
Deed Document Number	20051896937
Deed Book / Page	2093 / 2012
Last Transfer Date	Apr 2, 2009
Transfer Doc	0023842370
Record Updated	Oct 29, 2026

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Recording Date	Nov 30, 2018
Property Address	482 SE MCDONALD LN, STUART, FL 34994-5934
Document Number	0030291046
Book / Page	003029 / 001046
Instrument Date	Nov 16, 2018
Instrument	2727726
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1608 WALNUT ST #1400 PHILADELPHIA PA 191035446, 1400, PHILADELPHIA, PA 19103-5446

Mortgage

Document Number	30291046
Date	Nov 30, 2018
Book Page	003029/001046
Instrument	2727726

Lender

Name	FIRSTRUST BK
Type	Bank
Address	15 E RIDGE PIKE, CONSHOHOCKEN, PA 19428-2139

Agreement

Amount	Amount Recorded

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Recording Date	Nov 30, 2018
Property Address	482 SE MCDONALD LN, STUART, FL 34994-5934
Document Number	0030291057
Book / Page	003029 / 001057
Instrument Date	Nov 16, 2018
Instrument	2727727
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1608 WALNUT ST #1400 PHILADELPHIA PA 191035446, 1400, PHILADELPHIA, PA 19103-5446

Mortgage

Document Number	30291057
Date	Nov 30, 2018
Book Page	003029/001057
Instrument	2727727

Lender

Name	FIRSTRUST BK
Type	Bank
Address	15 E RIDGE PIKE, CONSHOHOCKEN, PA 19428-2139

Agreement

Amount	Amount Recorded

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 30, 2018
Property Address	482 SE MCDONALD LN, STUART, FL 34994-5934
Document Number	0030291011
Book / Page	003029 / 001011
Instrument Date	Nov 16, 2018
Instrument	2727724
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1608 WALNUT ST #1400 PHILADELPHIA PA 191035446, 1400, PHILADELPHIA, PA 19103-5446

Mortgage

Document Number	30291011
Date	Nov 30, 2018
Book Page	003029/001011
Instrument	2727724

Lender

Name	FIRSTRUST BK
Type	Bank
Address	15 E RIDGE PIKE, CONSHOHOCKEN, PA 19428-2139

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,590.00 (+9.79%)	$185,164 (+21%)	$226,720 (+39.21%) Building $226,720
2024	$3,270.00 (+8.64%)
2023	$3,010.00 (+5.76%)	$153,029 (+1%)	$162,860 (-1.29%) Building $162,860
2022	$2,846.00	$139,118	$164,990 Building $164,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1979–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications.

Nearby Properties on SE McDonald Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures