482 Ryder Cup Ln, Clemmons, NC 27012 Property Records

Davidson County property record for 482 Ryder Cup Ln, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,828 sqft · built 2014
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$668,030 (Feb 2024)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-003-F-000-0281`

Property Details

APN / Parcel Number

Primary APN	`08-003-F-000-0281`
Alternative APNs	`9220597` `9274746`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,828 sqft Total Area
1st Floor Area	2,126 sqft
Upper Floors Area	1,466 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	252 sqft
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9274746
Street Address	482 RYDER CUP LN
City	CLEMMONS
State	NC
Zip	27012-9763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH
Legal Description	L281 PB61-34 BK2637-432 SALEM GLEN
Legal Subdivision	SALEM GLEN RYDER CUP VILLAGE
Jurisdiction	DAVIDSON NC
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2002
Census Tract	60303

Owner

482 Ryder Cup Ln is owned and occupied by two individuals who bought it in February 2024.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	482 RYDER CUP LN, CLEMMONS, NC 27012-9763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT FSB
Feb 15, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FORT COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2024 · Amount on File
Deed Sale	Feb 15, 2024 · Amount on File
Prior Sale	Jun 22, 2023 · Amount on File
Deed Document Number	20242645
Deed Book / Page	2637 / 432
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	482 RYDER CUP LN, CLEMMONS, NC 27012-9763
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024611087
Date	Mar 3, 2021
Book Page	2461/1087
Instrument	2021000004995

Lender

Name	PIEDMONT FSB
Type	Bank
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Feb 15, 2024
Property Address	482 RYDER CUP LN, CLEMMONS, NC 27012-9763
Document Number	0026370432
Book / Page	2637 / 432
Map Reference	MB 61 PG 34
Instrument Date	Feb 14, 2024
Instrument	2024002645
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Tax	$1,336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 N OAKWOOD DR, STATESVILLE, NC 28677-4124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 RYDER CUP LN, CLEMMONS, NC 27012-9763

Mortgage

Document Number	2024002646
Date	Feb 15, 2024
Instrument	2024002646

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0026370434
Date	Feb 15, 2024
Book Page	2637/434
Instrument	2024002646

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	2160 SUPERIOR AVE E, CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jun 22, 2023
Property Address	482 RYDER CUP LN, CLEMMONS, NC 27012-9763
Document Number	0026050213
Book / Page	2605 / 213
Map Reference	MB 61 PG 34
Instrument Date	Jun 21, 2023
Instrument	2023010743
Transaction Type	Transfer
Record Updated	Mar 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 OLD DUTCH RD, ADVANCE, NC 27006-7667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 RYDER CUP LN, CLEMMONS, NC 27012-9763

Mortgage

Document Number	2023010744
Date	Jun 22, 2023
Instrument	2023010744

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	Other
Max Rate	18%

Tax Assessment & Valuation

The 2025 property tax bill for 482 Ryder Cup Ln was $3,206.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,620 (-)	$508,620 (-) Land $77,000 Building $431,620
2025	$3,206.00	$508,620	$508,620 Land $77,000 Building $431,620
2023	$3,023.00	$503,960 (-)	$503,960 (-) Land $77,000 Building $426,960
2022	$3,023.00	$503,960	$503,960 Land $77,000 Building $426,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 482 Ryder Cup Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 Ryder Cup Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surry Telephone Cable	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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