Clay County property record for 482 Roach Cove Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,224 sqft · built 1971 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $362 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 553200504581 |
| Primary APN | 553200504581 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,224 sqft Heated Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Account Number | 4049301 |
|---|---|
| Street Address | 482 ROACH COVE RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROACH COVE RD |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SWEETWATER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950102 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48 BUD ARCH RD, CHEROKEE, NC 28719-8164 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362.00 (-31.7%) | $84,800 (-7.42%) Land $27,300 Building $57,500 | $84,800 (-7.42%) Land $27,300 Building $57,500 |
| 2025 | $530.00 (+25.89%) | $91,600 (-) Land $21,000 Building $70,600 | $91,600 (-) Land $21,000 Building $70,600 |
| 2023 | $421.00 | $91,600 Land $21,000 Building $70,600 | $91,600 Land $21,000 Building $70,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 88% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE only, no 5G reported
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