DuPage County property record for 482 River Front Cir, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,518 sqft · built 1987 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,500 (Sep 2025) |
| Tax Bill | $9,237 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-114-033 |
| Primary APN | 07-24-114-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,518 sqft Living Area |
| 1st Floor Area | 843 sqft |
| 2nd Floor Area | 832 sqft |
| Basement Area | 843 sqft |
| Finished Basement | 843 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 11.4 ft deep x 2.6 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 482 RIVER FRONT CIR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RIVER BEND AP NO 21 ALL |
| Legal Subdivision | RIVER BEND AP NO 21 |
| Legal Lot Number | 512 |
| Legal Unit | 21 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 846504 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1656 LONGSPUR CT, NAPERVILLE, IL 60565-2320 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 9, 2025 | Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2025 · Amount on Record |
| Deed Sale | Sep 9, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2014 · Amount on Record |
| Deed Document Number | 202556098 |
| Prior Transfer Date | Jan 13, 2015 |
| Prior Transfer Doc | 0000005739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 482 RIVER FRONT CIR, NAPERVILLE, IL 60540-5265 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 482 RIVER FRONT CIR, NAPERVILLE, IL 60540-5265 |
| Document Number | 0000075232 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | R2025-075232 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 20, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 9, 2025 |
| Property Address | 482 RIVER FRONT CIR, NAPERVILLE, IL 60540-5265 |
| Document Number | 0000056098 |
| Map Reference | DOC R80- 73333 |
| Instrument Date | Aug 7, 2025 |
| Instrument | R2025-056098 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $615.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 482 RIVER FRONT CIR, NAPERVILLE, IL 60540-5265 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 482 RIVER FRONT CIR, NAPERVILLE, IL 60540-5265 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,237.00 (+5.3%) Veteran's exemption | $174,424 (+9.67%) Land $56,754 Building $117,670 | $523,272 (+9.67%) Land $170,262 Building $353,010 |
| 2024 | $8,772.00 (+5.57%) Homeowner's exemption Veteran's exemption | $159,045 (+13.92%) Land $51,750 Building $107,295 | $477,135 (+13.92%) Land $155,250 Building $321,885 |
| 2022 | $8,309.00 Homeowner's exemption Senior Citizen's exemption | $139,610 Land $45,100 Building $94,510 | $418,830 Land $135,300 Building $283,530 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1996–2025) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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