Cumberland County and Deerfield Township property record for 482 Richards Rd, Bridgeton, NJ 08302
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft · built 1961 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00009-0000-00027 |
| Primary APN | 03-00009-0000-00027 |
|---|---|
| Alternative APNs |
|
| Building Area | 864 sqft Living Area |
|---|
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 66,647 sqft |
| Account Number | 00211009 |
|---|---|
| Street Address | 482 RICHARDS RD |
| City | BRIDGETON |
| State | NJ |
| Zip | 08302-4925 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 9 |
| Legal Lot Number | 27 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 10800 |
Source: Cumberland County and Deerfield Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 482 RICHARDS RD, BRIDGETON, NJ 08302-4925 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 21, 2017 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2005 |
| Deed Sale | Jul 26, 2005 |
| Prior Sale | Jul 6, 1998 · Amount on Record |
| Deed Book / Page | 2853 / 265 |
| Prior Transfer Date | Sep 23, 2003 |
| Prior Transfer Doc | 2853000265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 482 RICHARDS RD, BRIDGETON, NJ 08302-4925 |
| Document Number | 0000542458 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 482 RICHARDS RD BRIDGETON NJ 083024925, BRIDGETON, NJ 08302-4925 |
| Document Number | 0000542458 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 004159/008260 |
| Instrument | 542458 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUMBERLAND NJ |
| Property Address | 482 RICHARDS RD, BRIDGETON, NJ 08302-4925 |
| Document Number | 0000542459 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 482 RICHARDS RD BRIDGETON NJ 083024925, BRIDGETON, NJ 08302-4925 |
| Document Number | 0000542459 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 004159/008267 |
| Instrument | 542459 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Cumberland County and Deerfield Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| County Subdivision | Deerfield Township |
| Secondary School District | Cumberland Regional School District (09 - 12) |
| Elementary School District | Deerfield Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $84,100 (-) Land $37,400 Building $46,700 | $84,100 (-) Land $37,400 Building $46,700 | |
| 2025 | $3,275.00 (+4.6%) | $84,100 (-) Land $37,400 Building $46,700 | $84,100 (-) Land $37,400 Building $46,700 |
| 2024 | $3,131.00 (-3.39%) | ||
| 2023 | $84,100 Land $37,400 Building $46,700 | $84,100 Land $37,400 Building $46,700 | |
| 2022 | $3,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2011–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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