482 Reload Rd, Sandpoint, ID 83864 Property Records

Bonner County property record for 482 Reload Rd, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,432 sqft · built 2022
Lot Size	10 acres (435,687 sqft)
Owner	Individual Name on File
Last Sale	$306,900 (May 2021)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RP049690000020A`

Property Details

APN / Parcel Number

Primary APN	`RP049690000020A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,432 sqft Finished Area
1st Floor Area	2,432 sqft
Great Room	Great Room

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	435,687 sqft (10 acres)
Pole Barn	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	482 RELOAD RD
City	SANDPOINT
State	ID
Zip	83864-6570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	21-59N-1W TORREZ SUB LOT 2
Legal Range	01W
Legal Township	59N
Legal Section	21
Legal Subdivision	TORREZ SUB
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2027
Census Tract	950201

Owner

Source: Bonner County records · APN RP049690000020A

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	217 CEDAR ST, SANDPOINT, ID 83864-1410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
May 24, 2021	Quit Claim Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Dec 30, 2019	Quit Claim Deed, Transfer Quitclaim
Sep 05, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN SANDPOINT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Sep 05, 2019
Deed Document Number	2021983421
Prior Transfer Date	May 23, 2021
Prior Transfer Doc	0000983422
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	May 24, 2021
Property Address	482 RELOAD RD, SANDPOINT, ID 83864-6570
Document Number	0000983422
Map Reference	MB 13 PG 38
Instrument Date	May 23, 2021
Instrument	983422
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CEDAR ST # 274, 274, SANDPOINT, ID 83864-1410

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	May 24, 2021
Property Address	482 RELOAD RD, SANDPOINT, ID 83864-6570
Document Number	0000983421
Map Reference	MB 13 PG 38
Instrument Date	May 23, 2021
Instrument	983421
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 CEDAR ST # 274, 274, SANDPOINT, ID 83864-1410

Mortgage

Document Number	0000983423
Date	May 24, 2021
Instrument	983423

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Mar 01, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Dec 30, 2019
Property Address	482 RELOAD RD, SANDPOINT, ID 83864-6570
Document Number	0000951073
Map Reference	MB 13 PG 38
Instrument Date	Dec 30, 2019
Instrument	951073
Transaction Type	Transfer
Record Updated	Oct 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 S CLEAZWATEZ LOOP #B # B, B, POST FALLS, ID 83854-9599

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 05, 2019
Property Address	482 RELOAD RD, SANDPOINT, ID 83864-6570
Document Number	0000944635
Map Reference	MB 13 PG 38
Instrument Date	Aug 21, 2019
Instrument	944635
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE-SANDPOINT, FIRST AMERICAN SANDPOINT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1323, SAGLE, ID 83860-1323

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,456 (+0.02%)	$526,456 (+0.02%)
2025	$2,168.00 (+8,933.33%)	$526,357 (-7.4%) Land $116,277 Building $410,080	$526,357 (-7.4%) Land $116,277 Building $410,080
2023	$24.00	$568,449 Land $116,232 Building $452,217	$568,449 Land $116,232 Building $452,217

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bonner County (16017C), as of May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160179502012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10
E.L. Automation Fixed Wireless	30 / 7

May also be available: Newmax.

Based on FCC filings for 9 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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