Cuyahoga County property record for 482 Prospect St, Berea, OH 44017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,106 sqft · built 1939 |
| Lot Size | 0.248 acres (10,846 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,940 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-23-010 |
| Primary APN | 363-23-010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| 2nd Floor Area | 462 sqft |
| Basement Area | 1,273 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,846 sqft (0.248 acres) |
| Lot Dimensions | 187 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 422 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 482 PROSPECT ST |
|---|---|
| City | BEREA |
| State | OH |
| Zip | 44017-2775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-B |
| Legal Description | 16 JACQUELINE NWC JACQUELINE DR BLKA ALL 36323012 |
| Legal Subdivision | JACQUELINE SUB/JOHN C SIODLAS |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEREA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 134206 |
Source: Cuyahoga County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 482 PROSPECT ST, BEREA, OH 44017-2775 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Mar 1, 2018 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 |
| Deed Sale | Jan 30, 2024 |
| Prior Sale | Mar 19, 2014 |
| Deed Document Number | 201803010600 |
| Prior Transfer Date | Mar 1, 2018 |
| Prior Transfer Doc | 201803010600 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 482 PROSPECT ST, BEREA, OH 44017-2775 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 482 PROSPECT ST, BEREA, OH 44017-2775 |
| Document Number | 0000000141 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 202310180141 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 482 PROSPECT ST, BEREA, OH 44017-2775 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | TITLECO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000678 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 202104160678 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Mar 1, 2018 |
| Property Address | 482 PROSPECT ST, BEREA, OH 44017-2775 |
| Document Number | 0003010600 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 3010600 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Title Company | MAXIMUM TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 482 PROSPECT ST BEREA OH 440172775, BEREA, OH 44017-2775 |
| Document Number | 3010601 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 3010601 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2048 |
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Berea City |
| Unified School District | Berea City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,940.00 (+2.13%) Homeowner's exemption | $85,300 (-) Land $12,430 Building $72,870 | |
| 2024 | $4,837.00 (+38%) Homeowner's exemption | $85,300 (+68.05%) Land $12,430 Building $72,870 | $243,700 (+68.07%) Land $35,500 Building $208,200 |
| 2023 | $3,505.00 (+0.63%) Homeowner's exemption | $50,760 (-) Land $10,610 Building $40,150 | |
| 2022 | $3,483.00 Homeowner's exemption | $50,760 Land $10,610 Building $40,150 | |
| 2021 | $145,000 Land $30,300 Building $114,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA CITY PWS serves 18,789 people · EPA ID OH1800111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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