482 Plantation St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 482 Plantation St, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,032 sqft · built 2003
Lot Size	0.139 acres (6,070 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2021)
Tax Bill	$4,523 (2026)
Deeds & Mortgages	Aug 2020 Refinance Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`46-012-1-14B`

Property Details

APN / Parcel Number

Primary APN	`46-012-1-14B`
Alternative APNs	`WORC M:46 B:012 L:1-14B` `M:46 B:012 L:1=14B`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,032 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	516 sqft
Basement Area	516 sqft
Unfinished Basement	516 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,070 sqft (0.139 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	46-012-1-14B
Street Address	482 PLANTATION ST
City	WORCESTER
State	MA
Zip	01605-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	12
Legal Lot Number	1-14B
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2012
Census Tract	732002

Owner

482 Plantation St is owned by two individuals who bought it in July 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 RIDGEFIELD CIR, BOYLSTON, MA 01505-1551
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CORNERSTONE BANK
Jul 2, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Apr 30, 2004 · Amount on File
Deed Document Number	202193150
Deed Book / Page	65542 / 24
Prior Transfer Date	Jun 26, 2021
Prior Transfer Doc	0065542-24
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	482 PLANTATION ST, WORCESTER, MA 01605-2355
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062969-122
Date	Aug 6, 2020
Book Page	62969/122
Instrument	87244

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 2, 2021
Property Address	482 PLANTATION ST, WORCESTER, MA 01605-2355
Document Number	0065542-24
Book / Page	65542 / 24
Instrument Date	Jun 26, 2021
Instrument	93150
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 RIDGEFIELD CIR, BOYLSTON, MA 01505-1551

Tax Assessment & Valuation

The 2026 property tax bill for 482 Plantation St was $4,523, up 4.9% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,523.00 (+4.89%)	$340,600 (+4.19%) Land $118,600 Building $222,000	$337,509
2025	$4,312.00	$326,900 Land $113,000 Building $213,900
2023	$3,923.00	$273,600 Land $97,300 Building $176,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 482 Plantation St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 Plantation St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plantation St

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