482 Pergin Farm Rd, Oakland, MD 21550 Property Records

Garrett County property record for 482 Pergin Farm Rd, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1980
Lot Size	1.14 acres (49,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,500 (Oct 2024)
Tax Bill	$3,362 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-010454`

Property Details

APN / Parcel Number

Primary APN	`10-010454`
Alternative APN	`010454`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Total Area
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Logs
Roof Material	Composition Shingle
Lot Area	49,658 sqft (1.14 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	272 sqft
Deck Area	272 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	010454
Street Address	482 PERGIN FARM RD
City	OAKLAND
State	MD
Zip	21550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.14 AC S/S PERGIN FARM RD GARRETT HILL
Jurisdiction	GARRETT MD
Township / Civil Division	10, DEER PARK
Census Block Group	1
Census Block	1057
Census Tract	501

Owner

Source: Garrett County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 WINDJAMMER RD, BERLIN, MD 21811-1873
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage YORK TRADITIONS BANK
Oct 25, 2021	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 20, 2018	Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on Record
Deed Sale	Oct 16, 2024 · Amount on Record
Prior Sale	Oct 25, 2021 · Amount on Record
Deed Book / Page	2579 / 455
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	482 PERGIN FARM RD, OAKLAND, MD 21550
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022770001
Date	Jan 21, 2021
Book Page	2277/1

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 25, 2021
Property Address	482 PERGIN FARM RD, OAKLAND, MD 21550
Document Number	0023620141
Book / Page	2362 / 141
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	122 KENDRICK PL APT 32, 32, GAITHERSBURG, MD 20878-5645

Mortgage

Document Number	0002362144
Date	Oct 25, 2021
Instrument	2362/144

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Feb 20, 2018
Property Address	482 PERGIN FARM RD, OAKLAND, MD 21550
Document Number	0020580425
Book / Page	2058 / 0425
Instrument Date	Feb 16, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,782.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	375 HILLCREST RD, YORK, PA 17403-4709

Mortgage

Document Number	0002058428
Date	Feb 20, 2018
Instrument	2058/428

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,362.00 (+56.08%)	$299,700 (+64.76%) Land $37,200 Building $262,500	$299,700 (+64.76%) Land $37,200 Building $262,500
2023	$2,154.00	$181,900 Land $28,100 Building $153,800	$181,900 Land $28,100 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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