482 Oak St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 482 Oak St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	1,814 sqft · built 1945
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jun 2021)
Tax Bill	$10,619 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-03224-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`07-03224-0000-00001`
Alternative APN	`070322400001`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,814 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	100 ft deep x 78 ft wide

Location & Zoning

Street Address	482 OAK ST
City	PASSAIC
State	NJ
Zip	07055
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	3224
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	2
Census Block	2005
Census Tract	175603

Owner

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 THANKSGIVING LN, CLIFTON, NJ 07013-2541
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Prior Sale	Feb 1, 1993 · Amount on Record
Deed Document Number	202142407
Deed Book / Page	4070 / 81
Record Updated	Oct 29, 2026

June 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 29, 2021
Property Address	482 OAK ST, PASSAIC, NJ 07055
Document Number	0000042407
Book / Page	D4070 / 81
Instrument Date	Jun 9, 2021
Instrument	2021042407
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	OLD SCHOOL TITLE SERVICES LLC, OLDE SCHOOL TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 E 8TH ST # ST20A, 60, NEW YORK, NY 10003-6514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 THANKSGIVING LN, CLIFTON, NJ 07013-2541

Mortgage

Document Number	0000042408
Date	Jun 29, 2021
Instrument	2021042408

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,400 (-) Land $89,200 Building $160,200	$249,400 (-) Land $89,200 Building $160,200
2025	$10,619.00 (+3.27%)	$249,400 (-) Land $89,200 Building $160,200	$249,400 (-) Land $89,200 Building $160,200
2024	$10,283.00 (+6.16%)
2023		$249,400 Land $89,200 Building $160,200	$249,400 Land $89,200 Building $160,200
2022	$9,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures