Walton County property record for 482 N Jackson St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,296 sqft · built 2005 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $45,000 (Jul 2005) |
| Tax Bill | $1,712 (2024) |
| Deeds & Mortgages | Jan 2019 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-1S-19-23100-00F-0060 |
| Primary APN | 15-1S-19-23100-00F-0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| Gross Area | 2,940 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 20,996 sqft (0.482 acres) |
| Lot Dimensions | 14 ft deep x 15 ft wide |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Porch | Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1022661 |
|---|---|
| Street Address | 482 N JACKSON ST |
| City | FREEPORT |
| State | FL |
| Zip | 32439-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTON HGTS LOTS 6-7-8 BLK F PB 2-5 OR 1838-74 OR 2680-1534 |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | WALTON HEIGHTS S/D |
| Legal Block | F |
| Legal Lot Number | 6-7 7 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 950501 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 482 N JACKSON ST, FREEPORT, FL 32439-4038 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST |
| Feb 16, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2005 · Amount on Record |
| Deed Sale | Jul 18, 2005 · Amount on Record |
| Deed Document Number | 901016 |
| Deed Book / Page | 2680 / 1534 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 482 N JACKSON ST, FREEPORT, FL 32439-4038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030941688 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 3094/1688 |
| Instrument | 20190000405 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 482 N JACKSON ST, FREEPORT, FL 32439-4038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 482 N JACKSON ST, FREEPORT, FL 32439-4038 |
| Document Number | 0032070603 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 3207/603 |
| Instrument | 20210035289 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | HUNTSVILLE, AL 35801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 482 N JACKSON ST, FREEPORT, FL 32439-4038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 482 N JACKSON ST, FREEPORT, FL 32439-4038 |
| Document Number | 0032390953 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 3239/953 |
| Instrument | 20220007421 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $247,036 (+3.18%) Land $30,000 Building $217,036 | $247,036 (+3.18%) Land $30,000 Building $217,036 | |
| 2024 | $1,712.00 (+4.14%) | ||
| 2023 | $1,644.00 (+5.59%) Homeowner's exemption | $239,430 (+10.71%) Land $17,250 Building $222,180 | $239,430 (+10.71%) Land $17,250 Building $222,180 |
| 2022 | $1,557.00 Homeowner's exemption | $216,270 Land $19,148 Building $197,122 | $216,270 Land $19,148 Building $197,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 68 (1990–2020) |
| Claims Outside the SFHA | 15 of 68 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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