482 Meadow Rd, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 482 Meadow Rd, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,668 sqft · built 1957
Lot Size	0.951 acres (41,439 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Oct 2017)
Tax Bill	$12,423 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00418-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`06-00418-0000-00009`
Alternative APNs	`060041800009` `S001`

Interior

Stories	1 Story
Building Area	2,668 sqft Living Area
1st Floor Area	2,668 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	41,439 sqft (0.951 acres)
Lot Dimensions	259 ft deep x 160 ft wide

Location & Zoning

Account Number	S001
Street Address	482 MEADOW RD
City	BRIDGEWATER
State	NJ
Zip	08807-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	TOWNSHIP/BRIDGEWATER
Legal Block	418
Legal Lot Number	9
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	2
Census Block	2000
Census Tract	50801

Owner

482 Meadow Rd is owned and occupied by two individuals who bought it in October 2017.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	482 MEADOW RD, BRIDGEWATER, NJ 08807-1904
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jul 8, 2019	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Oct 17, 2017	Deed, Transfer · FHA Mortgage CLIFFCO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2017 · Amount on File
Deed Sale	Oct 17, 2017 · Amount on File
Prior Sale	Jul 25, 2002 · Amount on File
Deed Document Number	201742008
Deed Book / Page	6997 / 3738
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	482 MEADOW RD, BRIDGEWATER, NJ 08807-1904
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056395
Date	Nov 12, 2020
Book Page	7272/1216
Instrument	2020056395

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	482 MEADOW RD, BRIDGEWATER, NJ 08807-1904
Document Number	0000032019
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	482 MEADOW RD BRIDGEWATER NJ 088071904, BRIDGEWATER, NJ 08807-1904

Mortgage

Document Number	0000032019
Date	Aug 29, 2019
Book Page	007146/003005
Instrument	32019

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 17, 2017
Property Address	482 MEADOW RD, BRIDGEWATER, NJ 08807-1904
Document Number	0000042008
Book / Page	6997 / 3738
Instrument Date	Oct 3, 2017
Instrument	2017042008
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ALL PRO TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$4,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	482 MEADOW RD, 482, BRIDGEWATER, NJ 08807-1904

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 MEADOW RD, BRIDGEWATER, NJ 08807-1904

Mortgage

Document Number	0000042009
Date	Oct 17, 2017
Instrument	2017042009

Lender

Name	CLIFFCO INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 482 Meadow Rd was $12,423, up 0.6% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,200 (+13.54%) Land $320,000 Building $411,200	$731,200 (+13.54%) Land $320,000 Building $411,200
2025	$12,423.00 (+0.6%)	$644,000 Land $301,000 Building $343,000	$644,000 Land $301,000 Building $343,000
2024	$12,349.00
2023		$590,400 (+7.54%) Land $301,000 Building $289,400	$590,400 (+7.54%) Land $301,000 Building $289,400
2022	$11,270.00 (+0.26%)	$549,000 Land $296,200 Building $252,800	$549,000 Land $296,200 Building $252,800
2021	$11,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 482 Meadow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1989–2013)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 Meadow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: AT&T.

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