482 Main St, Watertown, MA 02472 Property Records

Middlesex County and Watertown City property record for 482 Main St, Watertown, MA 02472

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,633 sqft · built 1920
Lot Size	0.102 acres (4,460 sqft)
Owner	2 Company Names on Record
Tax Bill	$11,024 (2026)
Deeds & Mortgages	Jan 2017 Mortgage May 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38000-36`

Property Details

APN / Parcel Number

Primary APN	`38000-36`
Alternative APNs	`WATE M:0713 B:0014 L:0002` `8649`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,633 sqft Living Area
Gross Area	5,216 sqft
Basement Area	1,170 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,460 sqft (0.102 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8649
Street Address	482 MAIN ST
City	WATERTOWN
State	MA
Zip	02472-2247
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	T
Legal Block	14
Legal Lot Number	2
Jurisdiction	WATERTOWN MA
Township / Civil Division	WATERTOWN TOWN
Census Block Group	2
Census Block	2005
Census Tract	370104

Owner

Source: Middlesex County and Watertown City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	156 PIGEON LN, WALTHAM, MA 02452-4742
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage EASTERN BANK
May 26, 2017	Quit Claim Deed, Transfer Quitclaim
May 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017
Deed Sale	May 26, 2017
Prior Sale	Jan 24, 1989 · Amount on Record
Transfer Doc	69339-253
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN MA
Property Address	482 MAIN ST, WATERTOWN, MA 02472-2247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68744-251
Date	Jan 11, 2017
Book Page	68744/251
Instrument	5771

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	May 26, 2017
Property Address	482 MAIN ST, WATERTOWN, MA 02472-2247
Document Number	69339-253
Book / Page	069339 / 000253
Instrument Date	May 5, 2017
Instrument	78386
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 PIGEON LN WALTHAM MA 024524742, WALTHAM, MA 02452-4742

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATERTOWN MA
Recording Date	May 26, 2017
Property Address	482 MAIN ST, WATERTOWN, MA 02472-2247
Document Number	69339-256
Book / Page	069339 / 000256
Instrument Date	May 5, 2017
Instrument	78387
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	156 PIGEON LN WALTHAM MA 024524742, WALTHAM, MA 02452-4742

Tax Assessment & Valuation

Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,024.00 (+7.48%)	$903,600 (+2.89%) Land $449,500 Building $454,100	$1,039,381
2025	$10,257.00 (+7.61%)	$878,200 (+7.79%) Land $449,500 Building $428,700
2024	$9,532.00 (-12.61%)	$814,700 (+1.43%) Land $449,800 Building $364,900
2023	$10,907.00	$803,200 Land $442,600 Building $360,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	59 units insured incl. 56 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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