Clay County property record for 482 Leaf Dr, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Mobile Home |
| Year Built | Built 2011 |
| Square Footage | 1,680 sqft Living Area |
| Lot Size | 80,586 sqft (1.85 acres) |
| Garage | 660 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $88,333 (2026) |
| Primary APN | 14-10-300-009 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Mobile Home Style |
| Exterior Material | Other Exterior |
| Foundation Type | No Foundation Foundation |
| Roof Material | Shingle Roof |
| Lot Area | 80,586 sqft (1.85 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 660 sqft Garage |
| Deck Area | 32 sqft Deck |
| Porch Area | 172 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 482 LEAF DR |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-3607 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SEC 10-2-6 PT NE SW 1.85 AC |
| Legal Range | 06 |
| Legal Township | 02 |
| Legal Section | 10 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 2 |
| Census Block | 2143 |
| Census Tract | 972200 |
Source: Clay County records · APN 14-10-300-009
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 27, 2013 | Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK |
| Mar 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Apr 29, 2013 | Deed of Trust, Mortgage · Building or Construction Mortgage MIDLAND STATES BANK |
| Mar 11, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage SCOTT CU |
| Mar 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Sep 12, 2005 | Warranty Deed, Transfer FLORA BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Aug 29, 2025 · Amount on Record |
| Deed Doc Number | 2026450 |
| Prior Transfer Date | Apr 12, 2013 |
| Prior Transfer Doc | 179923 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000181147 |
|---|---|
| Date | Aug 27, 2013 |
| Instrument | 181147 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 000D198603 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | D198603 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000179923 |
|---|---|
| Date | Apr 29, 2013 |
| Instrument | 179923 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.9% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Mar 11, 2026 |
| Property Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Document Number | D202600450 |
| Instrument Date | Mar 10, 2026 |
| Instrument | D202600450 |
| Transaction Type | Transfer |
| Record Updated | Apr 01, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $397.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Aug 29, 2025 |
| Property Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Document Number | 0000212500 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 212500 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Document Number | 0000212501 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 212501 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2020 |
| Title Company | NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|
| Document Number | D198603 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | D198603 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Sep 12, 2005 |
| Property Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Document Number | 154958 |
| Instrument Date | Sep 08, 2005 |
| Instrument | 154958 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 482 LEAF DR, 482, FLORA, IL 62839-3607 |
| Name | Verified Name |
|---|---|
| Address | 482 LEAF DR, FLORA, IL 62839-3607 |
| Investor | Possibly a Property Investor |
| Document Number | 0000154959 |
|---|---|
| Date | Sep 12, 2005 |
| Instrument | 154959 |
| Name | FLORA BANK & TRUST |
|---|---|
| Address | FLORA, IL 62839 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Sep 08, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Min Rate At Change | 6.5% |
| Max Rate | 13.5% |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,359 (+11.45%) Land $3,985 Building $42,374 | $139,077 (+11.45%) Land $11,955 Building $127,122 | |
| 2024 | $41,597 (+18.51%) Land $3,576 Building $38,021 | $124,791 (+18.51%) Land $10,728 Building $114,063 | |
| 2022 | $1,127.00 (-1.31%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $35,100 Land $2,993 Building $32,107 | $105,300 Land $8,979 Building $96,321 |
| 2021 | $1,142.00 |
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