Harrison County property record for 482 FM 2682, Karnack, TX 75661
| Property Type | Rural Home |
|---|---|
| Lot Size | 79.9 acres (3,480,488 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $199 (2025) |
| Deeds & Mortgages | Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R000064863 |
| Primary APN | R000064863 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,480,488 sqft (79.9 acres) |
|---|
| Account Number | R000064863 |
|---|---|
| Street Address | 482 FM 2682 |
| City | KARNACK |
| State | TX |
| Zip | 75661-3150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACRES: 79.901 TRACT: PT/1 & 3 ABST: 753 R O WATKINS V |
| Legal Subdivision | R O WATKINS SURVEY A-753 |
| Legal Tract | 3 |
| Jurisdiction | HARRISON TX |
| Township / Civil Division | WASKOM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 20104 |
482 FM 2682, a rural home, is owned by two individuals.
Source: Harrison County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 284, KARNACK, TX 75661-0284 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARRISON TX |
| Property Address | 482 FM 2682, KARNACK, TX 75661-3150 |
| Document Number | 0000001091 |
| Instrument Date | Jan 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000001091 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 1091 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | MARSHALL, TX 75670 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 482 FM 2682 was $199, up 56.7% from the year before.
Source: Harrison County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Harrison County |
| Unified School District | Karnack Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $199.00 (+56.69%) | $212,150 Land $212,150 |
| 2024 | $127.00 (-34.54%) | |
| 2023 | $194.00 | $194,820 Land $194,820 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 482 FM 2682 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective September 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1987–2016) |
| Claims Outside the SFHA | 8 of 10 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 482 FM 2682 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEIGH WSC-RURAL serves 6,164 people · EPA ID TX1020022 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures