482 Flat Rock Dr, Denver, NC 28037 Property Records

Lincoln County property record for 482 Flat Rock Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,586 sqft · built 2016
Lot Size	0.282 acres (12,284 sqft)
Owner	2 Company Names on File
Last Sale	$1,060,000 (Apr 2026)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`3692-64-6249`

Property Details

APN / Parcel Number

Primary APN	`3692-64-6249`
Alternative APNs	`261142` `92645`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,586 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Lot Area	12,284 sqft (0.282 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	261142
Street Address	482 FLAT ROCK DR
City	DENVER
State	NC
Zip	28037-6103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#185 LT CAROLINA RIDGE
Legal Subdivision	CAROLINA RIDGE PARCEL G H
Legal Lot Number	185
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3003
Census Tract	71102

Owner

Source: Lincoln County records · APN 3692-64-6249

Assessment roll updated August 12, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	482 FLAT ROCK DR, DENVER, NC 28037-6103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Dec 16, 2016 · Amount on Record
Deed Document Number	2026708438
Deed Book / Page	3496 / 328
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 21, 2026
Property Address	482 FLAT ROCK DR, DENVER, NC 28037-6103
Document Number	0003496328
Book / Page	3496 / 328
Instrument Date	Apr 20, 2026
Instrument	2026.708438
Transaction Type	Transfer
Record Updated	May 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$214,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	482 FLAT ROCK DR, DENVER, NC 28037-6103

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated August 12, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,357.00 (+0.88%)	$698,302 (-) Land $75,000 Building $623,302	$698,302 (-) Land $75,000 Building $623,302
2023	$4,319.00	$698,302 Land $75,000 Building $623,302	$698,302 Land $75,000 Building $623,302

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 292 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0155035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.