482 Emily Ln, Chapel Hill, NC 27516 Property Records

Chatham County property record for 482 Emily Ln, Chapel Hill, NC 27516

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,378 sqft · built 2022
Lot Size	8.53 acres (371,741 sqft)
Owner	Trust Name on File
Last Sale	$1,735,000 (Jun 2025)
Tax Bill	$11,441 (2025)
Deeds & Mortgages	Feb 2026 Sale Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0075529`

Property Details

APN / Parcel Number

Primary APN	`0075529`
Alternative APN	`1369998`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,378 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	371,741 sqft (8.53 acres)
Garage Type	Attached

Location & Zoning

Street Address	482 EMILY LN
City	CHAPEL HILL
State	NC
Zip	27516-4994
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	M1-114-12HNC AC 8.534 BK 99 PG 403
Legal Subdivision	HILLS OF NORTH CHATHAM
Legal Block	36
Jurisdiction	CHATHAM NC
Township / Civil Division	BALDWIN
Census Block Group	2
Census Block	2000
Census Tract	20107

Owner

482 Emily Ln is owner-occupied and held in a trust since January 2026.

Source: Chatham County records, as of February 18, 2026

Owner of Record	Trust Name on File
Mailing Address	482 EMILY LN, CHAPEL HILL, NC 27516-4994
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed, Transfer
Jun 25, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Dec 6, 1999 · Amount on File
Deed Document Number	20255497
Deed Book / Page	2474 / 640
Last Transfer Date	Jan 13, 2026
Transfer Doc	002509/422
Record Updated	Jun 8, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHATHAM NC
Recording Date	Feb 3, 2026
Property Address	482 EMILY LN, CHAPEL HILL, NC 27516-4994
Document Number	002509/422
Book / Page	2509 / 422
Map Reference	MB 99 PG 403
Instrument Date	Jan 13, 2026
Instrument	836
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	482 EMILY LN, CHAPEL HILL, NC 27516-4994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 EMILY LN, CHAPEL HILL, NC 27516-4994

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	Jun 25, 2025
Property Address	482 EMILY LN, CHAPEL HILL, NC 27516-4994
Document Number	002474/640
Book / Page	2474 / 640
Map Reference	MB 99 PG 403
Instrument Date	Jun 24, 2025
Instrument	5497
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 CIRCLE CITY WAY, PITTSBORO, NC 27312-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 EMILY LN, CHAPEL HILL, NC 27516-4994

Mortgage

Document Number	0000005498
Date	Jun 25, 2025
Instrument	5498

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	482 EMILY LN, CHAPEL HILL, NC 27516-4994
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5925 HOURGLASS CT, RALEIGH, NC 27612-3083

Mortgage

Document Number	002292/984
Date	Mar 25, 2022
Book Page	2292/984
Instrument	3796

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 482 Emily Ln was $11,441, up 20.7% from the year before.

Source: Chatham County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,441.00 (+20.7%)	$1,607,467 (+46.76%) Land $192,506 Building $1,414,961	$1,607,467 (+46.76%) Land $192,506 Building $1,414,961
2024	$9,479.00 (+225.85%)	$1,095,307 (+206.1%) Land $115,503 Building $979,804	$1,095,307 (+206.1%) Land $115,503 Building $979,804
2023	$2,909.00	$357,822 Land $111,003 Building $246,819	$357,822 Land $111,003 Building $246,819

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 482 Emily Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 482 Emily Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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