Madison County property record for 482 Concord Rd, Richmond, KY 40475
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Lot Size | 12.3 acres (536,659 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2017) |
| Tax Bill | $113 (2025) |
| Deeds & Mortgages | Jul 2026 Construction Loan Nov 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081-0000-0012-A1 |
| Primary APN | 0081-0000-0012-A1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 536,659 sqft (12.3 acres) |
|---|
| Account Number | 39316 |
|---|---|
| Street Address | 482 CONCORD RD |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9062 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 12.32 ACRES |
| Legal Subdivision | BH LUXON III |
| Legal Tract | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11001 |
482 Concord Rd, an agricultural property, is owned by two individuals who bought it in March 2017.
Source: Madison County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 202 SAMUEL ROSS CT, RICHMOND, KY 40475-3047 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage DF DEVELOPMENT LLC |
| Nov 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL KENTUCKY AG CREDIT ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2017 · Amount on File |
| Deed Sale | Mar 15, 2017 · Amount on File |
| Deed Document Number | 20172013955726 |
| Deed Book / Page | 00742 / 270 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 2, 2026 |
| Property Address | 482 CONCORD RD, RICHMOND, KY 40475-9062 |
| Document Number | 0014359902 |
| Book / Page | 2481 / 148 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202614359902 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 202 SAMUEL ROSS CT, RICHMOND, KY 40475-3047 |
| Document Number | 0014359902, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 2481/148 |
| Instrument | 202614359902 |
| Name | DF DEVELOPMENT LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 482 CONCORD RD, RICHMOND, KY 40475-9062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 202 SAMUEL ROSS CT, RICHMOND, KY 40475-3047 |
| Document Number | 0M2106/600 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | M2106/600 |
| Instrument | 2014061988 |
| Name | CENTRAL KENTUCKY AG CREDIT ASSN |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40508 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Oct 29, 2022 |
The 2025 property tax bill for 482 Concord Rd was $113.
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $113.00 | $12,000 | $12,000 |
| 2023 | $116.00 | $12,000 | $12,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 482 Concord Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 482 Concord Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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