482 Clark Rd, Chillicothe, OH 45601 Property Records

Ross County property record for 482 Clark Rd, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 806 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Apr 2020)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-14-13-273.000`

Property Details

APN / Parcel Number

Primary APN	`17-14-13-273.000`
Alternative APN	`141327`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	806 sqft Living Area
1st Floor Area	806 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modular
Lot Area	217,800 sqft (5 acres)
Porch	Open Porch
Deck Area	128 sqft
Pole Barn	1,434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141327
Street Address	482 CLARK RD
City	CHILLICOTHE
State	OH
Zip	45601-9273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	482 CLARK RD RES 5.001AC 14-13-273 NS HANNAH #7500 PT 14-13-246 CHANEY
Jurisdiction	ROSS OH
Township / Civil Division	HUNTINGTON
Census Block Group	5
Census Block	5004
Census Tract	956800

Owner

Source: Ross County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 CLARK RD, CHILLICOTHE, OH 45601-9273
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATOMIC CREDIT UNION
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE VINTON COUNTY NATIONAL BANK
Apr 1, 2020	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on Record
Deed Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	20202436
Deed Book / Page	539 / 5360
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Recording Date	Jun 18, 2026
Property Address	482 CLARK RD, CHILLICOTHE, OH 45601-9273
Document Number	0000004235
Book / Page	592 / 2785
Instrument Date	Jun 8, 2026
Instrument	20264235
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 CLARK RD, CHILLICOTHE, OH 45601-9273

Mortgage

Document Number	0000004235,
Date	Jun 18, 2026
Book Page	592/2785
Instrument	20264235

Lender

Name	ATOMIC CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	482 CLARK RD, CHILLICOTHE, OH 45601-9273
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005533946
Date	Aug 23, 2021
Book Page	553/3946
Instrument	202100007599

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	MC ARTHUR, OH 45651

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSS OH
Recording Date	Apr 1, 2020
Property Address	482 CLARK RD, CHILLICOTHE, OH 45601-9273
Document Number	0005395360
Book / Page	000539 / 005360
Instrument Date	Mar 31, 2020
Instrument	2436
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	NORTHWEST TITLE FAM/COMPANIES

Transaction

Amount	Amount Recorded
Tax	$152.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 GREYSTONE DR OAK RIDGE TN 378305608, OAK RIDGE, TN 37830-5608

Tax Assessment & Valuation

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Huntington Township
Unified School District	Huntington Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,690.00 (+46.12%)	$82,420 (+64.25%) Land $8,530 Building $73,890	$235,490 (+64.25%) Land $24,380 Building $211,110
2024	$1,841.00 (+8.23%)	$50,180 (+11.68%) Land $8,270 Building $41,910	$143,370 (+11.68%) Land $23,630 Building $119,740
2023	$1,701.00 (-31.41%)	$44,930 (-) Land $8,270 Building $36,660
2022	$2,480.00	$44,930 Land $8,270 Building $36,660	$128,380 Land $23,630 Building $104,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1992–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 1997 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Glo Fiber DSL	10 / 1

May also be available: Spectrum.

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