482 Cedar Ave, Atwater, CA 95301 Property Records

Merced County property record for 482 Cedar Ave, Atwater, CA 95301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1949
Lot Size0.215 acres (9,375 sqft)
OwnerIndividual Name on File
Last Sale$110,500 (Oct 2015)
Tax Bill$1,355 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN003-083-002-000

Property Details

APN / Parcel Number

Primary APN003-083-002-000
Alternative APN
  • 003-083-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1953
Architectural StyleCustom Design
Roof MaterialTile
Lot Area9,375 sqft (0.215 acres)
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number003-083-002
Street Address482 CEDAR AVE
CityATWATER
StateCA
Zip95301-4416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal DescriptionCASTLE PK AC LOT 7 BLK 11
Legal SubdivisionCASTLE PARK AC
Legal Block11
Legal Lot Number7
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group2
Census Block2035
Census Tract701

Owner

482 Cedar Ave is owned and occupied by an individual who acquired it in February 2025.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address482 CEDAR AVE, ATWATER, CA 95301-4416
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jul 9, 2018Deed of Trust, Mortgage · FHA Mortgage
MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2015 · Amount on File
Deed SaleOct 7, 2015 · Amount on File
Prior SaleApr 12, 2013 · Amount on File
Deed Document Number201535232
Last Transfer DateFeb 6, 2025
Transfer Doc0000005200
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address482 CEDAR AVE, ATWATER, CA 95301-4416
Transaction TypeMortgage
Record UpdatedNov 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address482 CEDAR AVE, ATWATER, CA 95301-4416

Mortgage

Document Number0000045304
DateOct 8, 2021
Instrument2021045304
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address482 CEDAR AVE, ATWATER, CA 95301-4416
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020633
DateJul 9, 2018
Instrument2018020633
Lender
NameMERIDIAN HOME MORTGAGE CORP
TypeMortgage Company
AddressWESTMINSTER, MD 21157
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 482 Cedar Ave was $1,355 with a homeowner's exemption, up 2.6% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtwater City
CountyMerced County
Elementary School DistrictAtwater Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$133,175 (+2%) Land $48,294 Building $84,881
2025$1,355.00 (+2.57%)$130,565 Land $47,348 Building $83,217
2024$1,321.00 (+2.72%)
2023$1,286.00 (+1.34%) Homeowner's exemption$125,497 Land $45,510 Building $79,987
2022$1,269.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 482 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimFeb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 482 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ATWATER
serves 29,479 people · EPA ID CA2410001
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

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