482 Alder Ln, Bluemont, VA 20135 Property Records

Clarke County property record for 482 Alder Ln, Bluemont, VA 20135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 17,240 sqft · built 1952
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$389,000 (Aug 2022)
Tax Bill	$1,720 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17A2-12-103`

Property Details

APN / Parcel Number

Primary APN	`17A2-12-103`
Alternative APN	`3509`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	17,240 sqft Living Area
1st Floor Area	1,142 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Porch	Porch
Porch Area	292 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3509
Street Address	482 ALDER LN
City	BLUEMONT
State	VA
Zip	20135-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SHENANDOAH RETREAT LOT 103 BL 2 SEC 1
Legal Subdivision	SHENANDOAH RETREAT
Legal Block	2
Legal Lot Number	103
Jurisdiction	CLARKE VA
Township / Civil Division	BUCKMARSH
Census Block Group	1
Census Block	1002
Census Tract	10300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Annefield listed 1969 · 3 contributing resources · NRIS 69000231

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Clarke County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 ALDER LN, BLUEMONT, VA 20135-4533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
May 26, 2017	Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	20221750
Deed Book / Page	704 / 922
Record Updated	Sep 20, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARKE VA
Recording Date	Aug 26, 2022
Property Address	482 ALDER LN, BLUEMONT, VA 20135-4533
Document Number	000704/922
Book / Page	704 / 922
Map Reference	DD 43 PG 573
Instrument Date	Aug 18, 2022
Instrument	22-1750
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 ALDER LN, BLUEMONT, VA 20135-4533

Mortgage

Document Number	221751704925
Date	Aug 26, 2022
Instrument	22-1751704925

Lender

Name	FIRST HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARKE VA
Property Address	482 ALDER LN, BLUEMONT, VA 20135-4533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	664/674
Date	Oct 13, 2020
Book Page	664/674
Instrument	20-2420

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLARKE VA
Recording Date	May 26, 2017
Property Address	482 ALDER LN, BLUEMONT, VA 20135-4533
Document Number	617/36
Book / Page	617 / 36
Instrument Date	May 22, 2017
Instrument	17-0961
Transaction Type	Transfer
Record Updated	May 14, 2021
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 ALDER LN, BLUEMONT, VA 20135-4533

Tax Assessment & Valuation

Source: Clarke County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Clarke County
Unified School District	Clarke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,720.00 (+15.82%)	$361,400 (+45.96%) Land $140,000 Building $221,400
2025			$361,400 (+45.96%) Land $140,000 Building $221,400
2023		$247,600 Land $92,500 Building $155,100	$247,600 Land $92,500 Building $155,100
2022	$1,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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