482 7th Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 482 7th Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 1915
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Feb 2020)
Tax Bill	$4,582 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
APN	`381700 80.72-2-16`

Property Details

APN / Parcel Number

Primary APN	`381700 80.72-2-16`
Alternative APN	`1610070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,426 sqft Living Area
1st Floor Area	856 sqft
Upper Floors Area	570 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1610070
Street Address	482 7TH AVE
City	TROY
State	NY
Zip	12182-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	2 STY FRM HSE & SHED 281-6/N1/2 299
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4014
Census Tract	40200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 7TH AVE, TROY, NY 12182-2835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Nov 30, 2010 · Amount on Record
Deed Document Number	2020564523
Deed Book / Page	9086 / 260
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	0042420000000240
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 13, 2020
Property Address	482 7TH AVE, TROY, NY 12182-2835
Document Number	0000564523
Book / Page	009086 / 000260
Instrument Date	Nov 27, 2019
Instrument	564523
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	482 7TH AVE TROY NY 121822835, TROY, NY 12182-2835

Mortgage

Document Number	564524
Date	Feb 13, 2020
Book Page	009086/000264
Instrument	564524

Lender

Name	SARATOGA NAT'L BK & TR
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Mortgage

Document Number	564525,
Date	Feb 13, 2020
Book Page	009086/000282
Instrument	564525

Lender

Name	CITY/TROY
Address	433 RIVER ST, TROY, NY 12180-2250

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,582.00 (-4.72%)
2025	$4,809.00 (+11.4%)	$99,000 (-) Land $8,800 Building $90,200	$169,500 (+19.87%) Land $15,067 Building $154,433
2023		$99,000 (-) Land $8,800 Building $90,200	$141,400 (+8.55%) Land $12,569 Building $128,831
2022	$4,317.00	$99,000 Land $8,800 Building $90,200	$130,263 Land $11,579 Building $118,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hudson Valley Wireless.

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