482 110th Street Ocean, Marathon, FL 33050 Property Records

Monroe County property record for 482 110th Street Ocean, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1951
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$275,000 (May 2018)
Tax Bill$2,666 (2024)
Deeds & MortgagesNov 2023 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00343900-000000

Property Details

APN / Parcel Number

Primary APN00343900-000000
Alternative APNs
  • 06663300343900000000
  • 1421839

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1991
Exterior MaterialOther
Construction TypeConcrete
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

PorchFinished/Screened Porch
Porch Area72 sqft
Deck Area84 sqft
Patio Area60 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1421839
Old Parcel Number06663300343900000000
Street Address482 110TH STREET OCEAN
CityMARATHON
StateFL
Zip33050-3466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS MARATHON SHORES PB2-140 KEY VACCAS LOT 10 BK C OR485-309 OR791-449 OR848-2233/2234 OR1135-570ML OR1562-1700
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionSOUTH MARATHON SHORES
Legal BlockC
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1040
Census Tract971100

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address482 110TH STREET OCEAN, MARATHON, FL 33050-3466
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
PS FINANCIAL SERVICES LLC
May 14, 2018Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Prior SaleApr 3, 2009 · Amount on Record
Deed Document Number2169087
Deed Book / Page2906 / 1816
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address482 110TH STREET OCEAN, MARATHON, FL 33050-3466
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address482 110TH STREET OCEAN, MARATHON, FL 33050-3466

Mortgage

Document Number0032502395
DateNov 15, 2023
Book Page3250/2395
Instrument2440173
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 4, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address482 110TH STREET OCEAN, MARATHON, FL 33050-3466
Transaction TypeMortgage
Record UpdatedJan 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030692012
DateJan 19, 2021
Book Page3069/2012
Instrument2299999
Lender
NamePS FINANCIAL SERVICES LLC
TypeNon-Lending Institution
AddressMIAMI, FL 33156
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 14, 2018
Property Address482 110TH STREET OCEAN, MARATHON, FL 33050-3466
Document Number0029061816
Book / Page2906 / 1816
Map ReferenceMB2 PG140
Instrument DateMay 2, 2018
Instrument2169087
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1123 RIVERSIDE DR, 1123, MAYS LANDING, NJ 08330-1481

Transferred To (Grantee/Buyer)

NameVerified Name
Address482 110TH STREET OCEAN, MARATHON, FL 33050-3466

Mortgage

Document Number0002169088
DateMay 14, 2018
Instrument2169088
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$273,084 (+5.99%)$439,786 (+4.07%) Land $258,000 Building $181,786
2024$2,666.00 (+3.94%)
2023$2,565.00 (-9.3%) Homeowner's exemption$257,659 (+3%)$422,585 (+20.5%) Land $258,000 Building $164,585
2022$2,828.00 Homeowner's exemption$250,155$350,700 Land $186,000 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 569 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
incl. 179 condo units
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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