48199 Lafayette Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48199 Lafayette Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,444 sqft · built 1999
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jul 2026)
Tax Bill	$3,895 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-30-276-007`

Property Details

APN / Parcel Number

Primary APN	`20-08-30-276-007`
Alternative APN	`0830276007`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,444 sqft Living Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Roof Type	Hip
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48199 LAFAYETTE DR
City	MACOMB
State	MI
Zip	48044-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	JEFFERSON MEADOWS SUB #5 LOT 396 LIBER: 130 PAGES: 42-49
Legal Subdivision	JEFFERSON MEADOWS SUB
Legal Lot Number	396
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	1
Census Block	1011
Census Tract	224300

Owner

Source: Macomb County assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	33438 CLIFTON DR, STERLING HEIGHTS, MI 48310-6004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FUNDING
Jul 7, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE FUNDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Apr 19, 2000 · Amount on Record
Deed Document Number	202664213
Deed Book / Page	30747 / 746
Prior Transfer Date	Aug 28, 2024
Prior Transfer Doc	0000071512
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 7, 2026
Property Address	48199 LAFAYETTE DR, MACOMB, MI 48044-5641
Document Number	0000064213
Book / Page	30747 / 746
Instrument Date	Jun 26, 2026
Instrument	202664213
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$399,556.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33438 CLIFTON DR, STERLING HEIGHTS, MI 48310-6004

Mortgage

Document Number	0000063451,
Date	Jul 7, 2026
Instrument	202663451

Lender

Name	MORTGAGE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Jul 7, 2026
Property Address	48199 LAFAYETTE DR, MACOMB, MI 48044-5641
Document Number	0000063451
Book / Page	30743 / 809
Instrument Date	Jun 26, 2026
Instrument	202663451
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063451,
Date	Jul 7, 2026
Book Page	30743/809
Instrument	202663451

Lender

Name	MORTGAGE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,700 (+3.72%)	$463,400 (+3.72%)
2025	$3,895.00 (+13.03%) Homeowner's exemption	$223,400 (+15.69%)	$446,800 (+15.69%)
2023		$193,100	$386,200
2022	$3,446.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile USA.

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