48195 Century Dr, Macomb, MI 48044 Property Records

Macomb County property record for 48195 Century Dr, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,688 sqft · built 2002
Lot Size0.248 acres (10,803 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Jul 2021)
Tax Bill$7,268 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Jul 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN20-08-27-252-010

Property Details

APN / Parcel Number

Primary APN20-08-27-252-010
Alternative APN
  • 0827252010

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,688 sqft Living Area
1st Floor Area1,484 sqft
Basement Area1,484 sqft
Unfinished Basement1,484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Construction TypeBrick
Roof TypeHip
Lot Area10,803 sqft (0.248 acres)
Lot Dimensions135 ft deep x 80 ft wide
Garage Area595 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address48195 CENTURY DR
CityMACOMB
StateMI
Zip48044-1875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCORNERSTONE VILLAGE SUB #3 LOT 164 LIBER: 149 PAGES: 22-28
Legal SubdivisionCORNERSTONE VILLAGE SUB
Legal Lot Number164
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2011
Census Tract224101

Owner

48195 Century Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address48195 CENTURY DR, MACOMB, MI 48044-1875
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Jul 20, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2021 · Amount on File
Deed SaleJul 20, 2021 · Amount on File
Prior SaleDec 20, 2002 · Amount on File
Deed Document Number20212212756
Deed Book / Page27877 / 440
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48195 CENTURY DR, MACOMB, MI 48044-1875
Transaction TypeMortgage
Record UpdatedAug 12, 2022
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address48195 CENTURY DR, MACOMB, MI 48044-1875

Mortgage

Document Number0000158872
DateDec 18, 2020
Book Page27264/648
Instrument2158872
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 20, 2021
Property Address48195 CENTURY DR, MACOMB, MI 48044-1875
Document Number2102212756
Book / Page27877 / 440
Map ReferenceLB 149 PG 22-28
Instrument DateJun 15, 2021
Instrument202102212756
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address48195 CENTURY DR, 48195, MACOMB, MI 48044-1875

Transferred To (Grantee/Buyer)

NameVerified Name
Address48195 CENTURY DR, MACOMB, MI 48044-1875

Mortgage

Document Number2102212757
DateJul 20, 2021
Instrument202102212757
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 48195 Century Dr was $7,268 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,600$533,200
2025$7,268.00
2023$221,300$442,600
2022$6,665.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 48195 Century Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48195 Century Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL
100 / 20

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