Monroe County property record for 4819 Red Oak Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,720 sqft · built 2006 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $6,679 (2025) |
| Deeds & Mortgages | May 2021 Transfer May 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-117-046-000 |
| Primary APN | 11-07-117-046-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| 1st Floor Area | 1,720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 528 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,136 sqft |
| Porch | Slab |
| Porch Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4819 RED OAK DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR3 |
| Legal Description | LOT 46 OAK VALLEY ESTATES |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 07 |
| Legal Subdivision | OAK VALLEY ESTATES |
| Legal Lot Number | 46 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 600501 |
4819 Red Oak Dr is owner-occupied and held in a trust since April 2021.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4819 RED OAK DR, WATERLOO, IL 62298-3067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Intrafamily Transfer, Transfer |
| May 11, 2017 | Deed, Transfer · Conventional Mortgage BENCHMARK TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 29, 2021 |
| Transfer Doc | 0000416829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 3, 2021 |
| Property Address | 4819 RED OAK DR, WATERLOO, IL 62298-3067 |
| Document Number | 0000416829 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 416829 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4819 RED OAK DR, WATERLOO, IL 62298-3067 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 11, 2017 |
| Property Address | 4819 RED OAK DR, WATERLOO, IL 62298-3067 |
| Document Number | 0000389734 |
| Map Reference | ENV 2-208B |
| Instrument Date | May 5, 2017 |
| Instrument | 389734 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | BENCHMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4819 RED OAK DR, WATERLOO, IL 62298-3067 |
| Document Number | , 389735 |
|---|---|
| Date | May 11, 2017 |
| Instrument | 389735 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 4819 Red Oak Dr was $6,679, up 6.5% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,679.00 (+6.47%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $119,110 Land $15,000 Building $104,110 | $357,330 Land $45,000 Building $312,330 |
| 2024 | $6,273.00 | ||
| 2022 | Disabled Person's exemption Veteran's exemption Additional exemption filed | $96,830 Land $15,000 Building $81,830 | $290,490 Land $45,000 Building $245,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4819 Red Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4819 Red Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
May also be available: Verizon.
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