4818 Willow Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4818 Willow Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,152 sqft · built 1973
Lot Size	0.207 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$98,000 (Jul 2017)
Tax Bill	$4,268 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`09-27-106-046`

Property Details

APN / Parcel Number

Primary APN	`09-27-106-046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.207 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4818 WILLOW LN
City	MCHENRY
State	IL
Zip	60050-3644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0026130 LT 9 BLK 13 LAKELAND PARK UNIT 2
Legal Subdivision	LAKELAND PARK UNIT 2
Legal Block	13
Legal Lot Number	9
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2017
Census Tract	870603

Owner

Source: McHenry County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4818 WILLOW LN, MCHENRY, IL 60050-3644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jul 17, 2017	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on Record
Deed Sale	Jul 17, 2017 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	201726130
Prior Transfer Date	Jul 28, 2006
Prior Transfer Doc	0000056116
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Aug 5, 2026
Property Address	4818 WILLOW LN, MCHENRY, IL 60050-3644
Document Number	0000022523
Instrument Date	Jul 30, 2026
Instrument	202622523
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4818 WILLOW LN, MCHENRY, IL 60050-3644

Mortgage

Document Number	0000022523,
Date	Aug 5, 2026
Instrument	202622523

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	10.1%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 17, 2017
Property Address	4818 WILLOW LN, MCHENRY, IL 60050-3644
Document Number	0000026130
Map Reference	DOC260030
Instrument Date	Jul 13, 2017
Instrument	2017R0026130
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 WILLOW LN, MCHENRY, IL 60050-3644

Mortgage

Document Number	0000026131
Date	Jul 17, 2017
Instrument	2017R0026131

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,268.00	$58,461 (+20.31%) Land $10,422 Building $48,039	$175,383 (+20.31%) Land $31,266 Building $144,117
2022	Homeowner's exemption	$48,590 Land $8,662 Building $39,928	$145,770 Land $25,986 Building $119,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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