4818 Table Rock Mountain Rd, Morganton, NC 28655 Property Records

Burke County property record for 4818 Table Rock Mountain Rd, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,950 sqft · built 2018
Lot Size13 acres (568,894 sqft)
Owner2 Individual Names on File
Tax Bill$3,076 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1758638799

Property Details

APN / Parcel Number

Primary APN1758638799
Alternative APN
  • 55641

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,950 sqft Living Area
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleLog Home
Exterior MaterialWood
Construction TypeFrame
Foundation TypeStone
Roof MaterialAsphalt
Lot Area568,894 sqft (13 acres)
TerrainRolling

Exterior Amenities

PorchOpen Porch
Porch Area180 sqft
Deck Area16 sqft
Patio Area524 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1758638799
Street Address4818 TABLE ROCK MOUNTAIN RD
CityMORGANTON
StateNC
Zip28655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR6 PL34-66
Legal SubdivisionSANCTUARY LAND PRESERVATION LL
Legal Tract6
JurisdictionBURKE NC
Township / Civil DivisionUPPER CREEK
Census Block Group1
Census Block1090
Census Tract20203

Owner

Source: Burke County records · APN 1758638799

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address28248 LONE ELK TRL, EVERGREEN, CO 80439-6594
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 05, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMIERCA NA
May 22, 2020Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA
Jul 03, 2017Warranty Deed, Construction Loan
MORGANTON SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 03, 2017
Deed SaleJul 03, 2017
Deed Document Number0002300532
Deed Book / Page2300 / 532
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Recording DateMay 05, 2026
Property Address4818 TABLE ROCK MOUNTAIN RD, MORGANTON, NC 28655
Document Number0000004055
Book / Page2870 / 941
Instrument DateApr 16, 2026
Instrument20264055
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004055,
DateMay 05, 2026
Book Page2870/941
Instrument20264055
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 16, 2056
Interest
Rate6.22%
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address4818 TABLE ROCK MOUNTAIN RD, MORGANTON, NC 28655
Document Number0024720882
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 09, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4818 TABLE ROCK MORGANTON NC 28655, MORGANTON, NC 28655

Mortgage

Document Number0024720882
DateJun 29, 2020
Book Page002472/000882
Instrument41784
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

July 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJul 03, 2017
Property Address4818 TABLE ROCK MOUNTAIN RD, MORGANTON, NC 28655
Document Number0023000532
Book / Page002300 / 000532
Instrument DateJun 27, 2017
Instrument6020
Transaction TypeConstruction Loan
Record UpdatedJul 18, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4818 TABLE ROCK MOUNTAIN RD MORGANTON NC 28655, MORGANTON, NC 28655

Mortgage

Document Number23000535
DateJul 03, 2017
Book Page002300/000535
Instrument6021
Lender
NameMORGANTON SAVINGS BANK FSB
AddressPO BOX 1509, MORGANTON, NC 28680-1509
Agreement
AmountAmount Recorded
Term360 Months
DueJul 02, 2047

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,076.00 (-0.74%)$537,741 (-) Land $138,274 Building $399,467$537,741 (-) Land $138,274 Building $399,467
2023$3,099.00$537,741 Land $138,274 Building $399,467$537,741 Land $138,274 Building $399,467

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims17 (2018–2024)
Claims Outside the SFHA5 of 17
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 15 claims

Wildfire

Wildfire RiskModerate
above 70% of the US · above 92% of North Carolina
Wildfire LikelihoodAbout 1 in 375 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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