4818 Oberlin Ave, Cincinnati, OH 45237 Property Records

Hamilton County property record for 4818 Oberlin Ave, Cincinnati, OH 45237

Property Summary

Property Type	Apartments (5+ Units)
Details	3,128 sqft · built 1937
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Jan 2022)
Tax Bill	$9,811 (2025)
Deeds & Mortgages	Apr 2025 Line of Credit Jan 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-0A03-0030-00`

Property Details

APN / Parcel Number

Primary APN	`119-0A03-0030-00`
Alternative APN	`0015114`

Interior

Total Rooms	9 Rooms
Units	8 Units
Stories	2 Stories
Building Area	3,128 sqft
Basement Area	1,564 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	130 ft deep x 218 ft wide
Garage Area	4 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4818 OBERLIN AVE
City	CINCINNATI
State	OH
Zip	45237-5938
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	SF4
Legal Description	SEC YARMOUTH&OBERLIN 51.95X129.98 IR LOT 39 PT 40 YARMOUTH PK SUB PAR 30-153 CON
Legal Subdivision	YARMOUTH PK SUB
Legal Lot Number	39
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2008
Census Tract	6400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4818 OBERLIN AVE, 4, CINCINNATI, OH 45237-5938
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Jan 24, 2022	Affidavit, Transfer
Dec 7, 2021	Intrafamily Transfer, Transfer
Jan 24, 2022	Fiduciary Deed, Transfer · FHA Mortgage US MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	May 16, 1995
Deed Document Number	20228118
Deed Book / Page	14589 / 743
Prior Transfer Date	Dec 7, 2021
Prior Transfer Doc	0000147068
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4818 OBERLIN AVE, CINCINNATI, OH 45237-5938
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 OBERLIN AVE, CINCINNATI, OH 45237-5938

Mortgage

Document Number	0000027806
Date	Apr 17, 2025
Book Page	15397/1258
Instrument	2025-0027806

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HAMILTON OH
Recording Date	Jan 24, 2022
Property Address	4818 OBERLIN AVE, CINCINNATI, OH 45237-5938
Document Number	0000008117
Book / Page	14589 / 741
Map Reference	MB 1 PG 14
Instrument Date	Dec 20, 2021
Instrument	2022-0008117
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Dec 7, 2021
Property Address	4818 OBERLIN AVE, CINCINNATI, OH 45237-5938
Document Number	0000147068
Book / Page	14558 / 3173
Instrument Date	Dec 7, 2021
Instrument	2021-0147068
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 YARMOUTH AVE, CINCINNATI, OH 45237-5901

January 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 24, 2022
Property Address	4818 OBERLIN AVE, CINCINNATI, OH 45237-5938
Document Number	0000008118
Book / Page	14589 / 743
Map Reference	MB 1 PG 14
Instrument Date	Dec 7, 2021
Instrument	2022-0008118
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 OBERLIN AVE APT 4, 4, CINCINNATI, OH 45237-5938

Mortgage

Document Number	0000008119
Date	Jan 24, 2022
Instrument	2022-0008119

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,811.00 (+36.89%)	$100,254 (+16.04%) Land $9,800 Building $90,454	$286,440 (-) Land $28,000 Building $258,440
2024	$7,167.00 (+19.23%)	$86,398 (+19.1%) Land $9,800 Building $76,598
2023	$6,011.00 (+19.48%)	$72,541 (+36.2%) Land $9,800 Building $62,741	$286,440 (+88.24%) Land $28,000 Building $258,440
2022	$5,031.00	$53,260 Land $7,494 Building $45,766
2020			$152,170 Land $21,410 Building $130,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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