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4818 E Lake Reserve Blvd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4818 E Lake Reserve Blvd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,293 sqft · built 2006
Lot Size0.253 acres (11,064 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (Mar 2011)
Tax Bill$3,697 (2025)
Deeds & MortgagesNov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN113947

Property Details

APN / Parcel Number

Primary APN113947
Alternative APN
  • 192531301400010020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,293 sqft Heated Area
Gross Area3,448 sqft
1st Floor Area2,293 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,064 sqft (0.253 acres)
Lot Dimensions130 ft deep x 85 ft wide
Garage TypeFinished
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area28 sqft
PorchOpen Porch
Porch Area427 sqft
Deck Area464 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number113947
Street Address4818 E LAKE RESERVE BLVD
CitySAINT CLOUD
StateFL
Zip34771-8271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionEAST LAKE RESERVE AT NARCOOSSEE UNIT ONE PB 14 PGS 97-99 LOT 2
Legal Range31E
Legal Township25S
Legal Section19
Legal SubdivisionEAST LAKE RESERVE AT NARCOOSSEE UNIT 2
Legal Tract3014
Legal Block1
Legal Lot Number2
Legal UnitON
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1037
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address4818 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleMar 14, 2011 · Amount on Record
Deed SaleMar 14, 2011 · Amount on Record
Prior SaleMar 14, 2011 · Amount on Record
Deed Document Number0041040913
Deed Book / Page4104 / 0913
Last Transfer DateNov 6, 2023
Transfer Doc0065010323
Record UpdatedJun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 6, 2023
Property Address4818 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271
Document Number0065010323
Book / Page6501 / 323
Map ReferenceMB 14 PG 97
Instrument DateNov 4, 2023
Instrument2023146227
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4818 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4818 E LAKE RESERVE BLVD, SAINT CLOUD, FL 34771-8271

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,697.00 (+7.53%) Homeowner's exemption$256,310 (+5.99%)$458,500 (+5.52%) Land $82,500 Building $376,000
2023$3,438.00 (+4.31%) Homeowner's exemption$241,833 (+3%)$434,500 (+6.03%) Land $66,000 Building $368,500
2022$3,296.00 Homeowner's exemption$234,790$409,800 Land $60,500 Building $349,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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