4818 Cortez Cir, Naples, FL 34112 Property Records

Collier County property record for 4818 Cortez Cir, Naples, FL 34112

Property Summary

Property Type	Single Family Home
Details	1,477 sqft · built 1971
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$17,000 (Feb 2023)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Feb 2023 Transfer Jan 2023 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`513100 5 135B18`

Property Details

APN / Parcel Number

Primary APN	`513100 5 135B18`
Alternative APNs	`631017600081201005135` `63101760008`

Interior

Stories	1 Story
Building Area	1,477 sqft Living Area
1st Floor Area	1,477 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	4818 CORTEZ CIR
City	NAPLES
State	FL
Zip	34112-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	NAPLES SOUTH UNIT 1 BLK 5 LOT 13 OR 1511 PG 88
Legal Range	26
Legal Township	50
Legal Section	18
Legal Subdivision	NAPLES SOUTH UNIT 1
Legal Tract	513100
Legal Block	5
Legal Lot Number	13
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3007
Census Tract	10605

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 20, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Jan 12, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on Record
Deed Sale	Feb 2, 2023 · Amount on Record
Deed Document Number	20236358592
Deed Book / Page	6212 / 569
Prior Transfer Date	Mar 4, 2010
Prior Transfer Doc	0045451291
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Feb 2, 2023
Property Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712
Document Number	0062120569
Book / Page	6212 / 569
Map Reference	MB 4 PG 89&90
Instrument Date	Jan 28, 2023
Instrument	6358592
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 SOUTHERN MNR, IPSWICH, MA 01938-2531

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 20, 2023
Property Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712
Document Number	0062080810
Book / Page	6208 / 810
Map Reference	MB 4 PG 89&90
Instrument Date	Jan 18, 2023
Instrument	6353272
Record Updated	Feb 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jan 12, 2023
Property Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712
Document Number	0062053947
Book / Page	6205 / 3947
Map Reference	MB 5 PG 89&90
Instrument Date	Jan 10, 2023
Instrument	6350137
Transaction Type	Transfer
Record Updated	Jan 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712
Document Number	0057242993
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4818 CORTEZ CIR NAPLES FL 341123712, NAPLES, FL 34112-3712

Mortgage

Document Number	0057242993
Date	Feb 5, 2020
Book Page	005724/002993
Instrument	5825272

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Feb 4, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.08%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4818 CORTEZ CIR, NAPLES, FL 34112-3712
Document Number	0057242979
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 CORTEZ CIR NAPLES FL 341123712, NAPLES, FL 34112-3712

Mortgage

Document Number	0057242979
Date	Feb 5, 2020
Book Page	005724/002979
Instrument	5825271

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	828 Months
Due	Feb 4, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.08%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,461 (+0.55%) Land $177,943 Building $109,518	$287,461 (+0.55%) Land $177,943 Building $109,518
2025	$2,841.00 (-4.18%) Homeowner's exemption	$285,879 (-7.88%) Land $200,703 Building $85,176	$285,879 (-7.88%) Land $200,703 Building $85,176
2024	$2,965.00 (-14.03%)
2023	$3,449.00 (+304.34%)	$310,320 (+219.6%) Land $211,048 Building $99,272	$310,320 (+8.02%) Land $211,048 Building $99,272
2022	$853.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$97,096	$287,276 Land $186,840 Building $100,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 145 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	362 units insured incl. 217 condo units
Nearby Flood Claims	45 (1985–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Hurricane Irma, Sep 2017 · 15 claims Hurricane Wilma, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Summit Broadband.

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