48178 Songbird Loop, Staples, MN 56479 Property Records

Todd County property record for 48178 Songbird Loop, Staples, MN 56479

Property Summary

Property Type	Single Family Home
Details	432 sqft
Lot Size	12.1 acres (527,947 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2025)
Tax Bill	$1,992 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2020 Mortgage + 3 more
APN	`25-0017700`

Property Details

APN / Parcel Number

Primary APN	`25-0017700`

Interior

Stories	1 Story
Building Area	432 sqft Living Area

Exterior

Lot Area	527,947 sqft (12.1 acres)
Garage Type	Detached
Garage Area	432 sqft
Driveway	Asphalt Driveway
Driveway Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	160 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft
Cabin	264 sqft
Total Buildings	4 Buildings

Location & Zoning

Street Address	48178 SONGBIRD LOOP
City	STAPLES
State	MN
Zip	56479-4047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N 400 FT OF SE4 SE4 12.12 ACRES
Legal Range	032
Legal Township	133
Legal Section	18
Jurisdiction	TODD MN
Township / Civil Division	VILLARD
Census Block Group	1
Census Block	1010
Census Tract	790100

Owner

Source: Todd County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48178 SONGBIRD LOOP, STAPLES, MN 56479-4047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit BRAINERD BN CU
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRAINERD BN CU
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRAINERD BN CU
Jun 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	2025549436
Prior Transfer Date	Dec 23, 2025
Prior Transfer Doc	0000549436
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	48178 SONGBIRD LOOP, STAPLES, MN 56479-4047
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000537320
Date	Jul 25, 2023
Instrument	537320

Lender

Name	BRAINERD BN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	48178 SONGBIRD LOOP, STAPLES, MN 56479-4047
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000522473
Date	Nov 17, 2020
Instrument	522473

Lender

Name	BRAINERD BN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2030

Interest

Rate Type	Fixed Rate

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TODD MN
Recording Date	Dec 31, 2025
Property Address	48178 SONGBIRD LOOP, STAPLES, MN 56479-4047
Document Number	0000549436
Instrument Date	Dec 23, 2025
Instrument	549436
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	48178 SONGBIRD LOOP, STAPLES, MN 56479-4047

Mortgage

Document Number	0000549437
Date	Dec 31, 2025
Instrument	549437

Lender

Name	GRANITE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	12.3%
Index	1-Year CMT

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TODD MN
Property Address	48178 SONGBIRD LOOP, STAPLES, MN 56479-4047
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	522473
Date	Nov 17, 2020
Instrument	522473

Lender

Name	BRAINERD BN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2030

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TODD MN
Recording Date	Jun 25, 2018
Property Address	48178 SONGBIRD LOOP, STAPLES, MN 56479-4047
Document Number	509849
Instrument Date	Jun 21, 2018
Instrument	509849
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$49.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 ASH ST, ALDRICH, MN 56434-2015

Tax Assessment & Valuation

Source: Todd County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Todd County
County Subdivision	Villard Township
Unified School District	Staples-Motley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,992.00 (+10.42%)
2025	$1,804.00 (+7.51%) Homeowner's exemption	$223,100 (+8.56%) Land $67,500 Building $155,600	$223,100 (+8.56%) Land $67,500 Building $155,600
2023	$1,678.00 Homeowner's exemption	$205,500 Land $66,700 Building $138,800	$205,500 Land $66,700 Building $138,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 83% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Songbird Loop

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