4817 Outrigger Loop, Blaine, WA 98230 Property Records

Whatcom County property record for 4817 Outrigger Loop, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 2006
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (Aug 2017)
Tax Bill	$3,511 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400131-126051-0000`

Property Details

APN / Parcel Number

Primary APN	`400131-126051-0000`
Alternative APNs	`122493` `555816`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	840 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	200 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	122493
Street Address	4817 OUTRIGGER LOOP
City	BLAINE
State	WA
Zip	98230-8600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM6
Legal Description	BAY-CREST DIV 2B LOT 81
Legal Range	01
Legal Township	40
Legal Section	31
Legal Subdivision	BAY-CREST DIV 2B
Legal Block	1
Legal Lot Number	81
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1038
Census Tract	10411

Owner

4817 Outrigger Loop is owned and occupied by two individuals who acquired it in October 2018.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4817 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHATCOM EDUCATIONAL CU
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Jan 21, 2021	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG
Oct 11, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 17, 2017	Quit Claim Deed, Mortgage · VA Mortgage UMPQUA BK
Aug 17, 2017	Warranty Deed, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Prior Sale	Feb 28, 2011 · Amount on File
Deed Document Number	2017802070
Last Transfer Date	Oct 10, 2018
Transfer Doc	0001001115
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4817 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Transaction Type	Mortgage
Record Updated	Apr 6, 2026
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000301988
Date	Mar 25, 2026
Instrument	2026-0301988

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2046

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4817 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001001414
Date	Oct 17, 2022
Instrument	2022-1001414

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 16, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	4817 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Document Number	2210103641
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4817 OUTRIGGER LOOP BLAINE WA 982308600, BLAINE, WA 98230-8600

Mortgage

Document Number	2210103641
Date	Jan 25, 2021
Instrument	103641

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 11, 2018
Property Address	4817 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Document Number	2181001115
Instrument Date	Oct 10, 2018
Instrument	1001115
Transaction Type	Transfer
Record Updated	Mar 6, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4817 OUTRIGGER LOOP BLAINE WA 982308600, BLAINE, WA 98230-8600

August 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 17, 2017
Property Address	4817 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Document Number	2170802071
Instrument Date	Aug 16, 2017
Instrument	802071
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6471 TRIGG WOODS LN FERNDALE WA 982489820, FERNDALE, WA 98248-9820

Mortgage

Document Number	2170802072
Date	Aug 17, 2017
Instrument	802072

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 17, 2017
Property Address	4817 OUTRIGGER LOOP, BLAINE, WA 98230-8600
Document Number	2170802070
Instrument Date	Jul 26, 2017
Instrument	802070
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE CO/WA

Transaction

Amount	Amount on Record
Tax	$5,594.20
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	6471 TRIGG WOODS LN FERNDALE WA 982489820, FERNDALE, WA 98248-9820

Tax Assessment & Valuation

The 2025 property tax bill for 4817 Outrigger Loop was $3,511.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,511.00	$494,635 Land $187,490 Building $307,145	$494,635 Land $187,490 Building $307,145
2022		$435,303 Land $165,000 Building $270,303	$435,303 Land $165,000 Building $270,303
2021	$3,388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4817 Outrigger Loop in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	180 units insured incl. 134 condo units
Nearby Flood Claims	9 (2012–2022)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4817 Outrigger Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904
Water Source	Purchased groundwater from CITY OF BLAINE
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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