St. Louis County property record for 4817 Colorado St, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,240 sqft · built 1956 |
| Lot Size | 0.226 acres (9,845 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,900 (Oct 2015) |
| Tax Bill | $4,364 (2026) |
| Deeds & Mortgages | Jul 2023 Second Mortgage Jun 2023 Second Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3070-02280 |
| Primary APN | 010-3070-02280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Gross Area |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 930 sqft |
| Finished Basement | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,845 sqft (0.226 acres) |
| Garage Area | 468 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 60 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 995624 |
|---|---|
| Street Address | 4817 COLORADO ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF LOT 3, BLOCK 140 AND ALL THATPART OF LOTS 43, 44 AND 45, BLOCK 4, CROSLEYPARK ADDITION TO DULUTH, LYING BETWEEN |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 140 |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3070-02280
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Jun 30, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Jun 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Jun 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Aug 17, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 24, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Sep 14, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jun 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TOPLINE FCU |
| Jun 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TOPLINE FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 15, 2015 · Amount on Record |
| Deed Sale | Oct 15, 2015 · Amount on Record |
| Prior Sale | Oct 15, 2015 · Amount on Record |
| Deed Document Number | 20151271853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001469594 |
|---|---|
| Date | Jul 10, 2023 |
| Instrument | 1469594 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 20, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001069650 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 1069650 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 20, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Document Number | 0001057678 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 1057678 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Document Number | 0001445376 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 1445376 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001045438 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 1045438 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001422637 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 1422637 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Document Number | 00T1029283 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4817 COLORADO ST DULUTH MN 558041605, DULUTH, MN 55804-1605 |
| Document Number | 00T1029283 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | T1029283 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Document Number | 00A1337172 |
| Instrument Date | Jun 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4817 COLORADO ST DULUTH MN 558041605, DULUTH, MN 55804-1605 |
| Document Number | 00A1337172 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | A1337172 |
| Name | TOPLINE FCU |
|---|---|
| Type | Credit Union |
| Address | MAPLE GROVE, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 23, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4817 COLORADO ST, DULUTH, MN 55804-1605 |
| Document Number | 00A1000286 |
| Instrument Date | Jun 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4817 COLORADO ST DULUTH MN 558041605, DULUTH, MN 55804-1605 |
| Document Number | 00A1000286 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | A1000286 |
| Name | TOPLINE FCU |
|---|---|
| Type | Credit Union |
| Address | MAPLE GROVE, MN 55369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 16, 2028 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,364.00 (+7.28%) Homeowner's exemption | ||
| 2025 | $4,068.00 (-2.73%) Homeowner's exemption | $332,500 (+6.37%) Land $55,600 Building $276,900 | $332,500 (+6.37%) Land $55,600 Building $276,900 |
| 2024 | $4,182.00 | $312,600 (+11.84%) Land $53,600 Building $259,000 | $312,600 (+11.84%) Land $53,600 Building $259,000 |
| 2022 | $279,500 Land $41,300 Building $238,200 | $279,500 Land $41,300 Building $238,200 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 507 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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