4816 SW 95th Ter, Gainesville, FL 32608 Property Records

Alachua County property record for 4816 SW 95th Ter, Gainesville, FL 32608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,557 sqft · built 1998
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,000 (Apr 2021)
Tax Bill	$9,271 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06860-162-034`

Property Details

APN / Parcel Number

Primary APN	`06860-162-034`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,557 sqft Living Area
Gross Area	3,061 sqft
1st Floor Area	2,557 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1,116 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	264 sqft
Porch	Finished/Open Porch
Porch Area	243 sqft
Patio Area	320 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4816 SW 95TH TER
City	GAINESVILLE
State	FL
Zip	32608-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HAILE PLANTATION UNIT 16 PHASE 2 PB Q-66 & 67 LOT 34 OR 4884/0716
Legal Subdivision	HAILE PLANTATION UNIT 16 PHASE II
Legal Lot Number	34
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3022
Census Tract	2222

Owner

Source: Alachua County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4816 SW 95TH TER, GAINESVILLE, FL 32608-7122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Prior Sale	Sep 12, 2016 · Amount on Record
Deed Document Number	20213333839
Deed Book / Page	4884 / 716
Last Transfer Date	Jul 29, 2026
Transfer Doc	0003704909
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALACHUA FL
Recording Date	Jul 29, 2026
Property Address	4816 SW 95TH TER, GAINESVILLE, FL 32608-7122
Document Number	0003704909
Book / Page	5284 / 1701
Instrument Date	Jul 29, 2026
Instrument	20263704909
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Apr 28, 2021
Property Address	4816 SW 95TH TER, GAINESVILLE, FL 32608-7122
Document Number	0048840716
Book / Page	4884 / 716
Map Reference	MB Q PG 66
Instrument Date	Apr 16, 2021
Instrument	3333839
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,409.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 NW 43RD ST, 5200, GAINESVILLE, FL 32606-4484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 SW 95TH TER, GAINESVILLE, FL 32608-7122

Mortgage

Document Number	4884718
Date	Apr 28, 2021
Instrument	4884/718

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,271.00 (+1.89%) Homeowner's exemption	$478,664 (+5.9%)	$595,192 (+20.47%) Land $280,770 Building $875,962
2024	$9,099.00 (+2.05%)
2023	$8,916.00 (+2.93%) Homeowner's exemption Senior Citizen's exemption	$451,987 (+3%)	$494,069 (+12.59%) Land $183,750 Building $310,319
2022	$8,662.00 Homeowner's exemption	$438,822 Land $161,700 Building $277,122	$438,822 Land $161,700 Building $277,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2017–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: AT&T, IQ Fiber.

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