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4816 SE Railway Ave, Stuart, FL 34997 Property Records

Martin County property record for 4816 SE Railway Ave, Stuart, FL 34997

Property Summary

Property TypeCommercial Office
Details2 bd · 1 ba · 836 sqft · built 1945
Lot Size0.156 acres (6,795 sqft)
OwnerIndividual Name on Record
Last Sale$68,000 (Aug 2002)
Tax Bill$2,586 (2025)
Deeds & MortgagesJan 2018 Loan Modification
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN51-38-41-001-039-0019.0-4-0000

Property Details

APN / Parcel Number

Primary APN51-38-41-001-039-0019.0-4-0000
Alternative APNs
  • 51-38-41-001-039-00190-4
  • 40918

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units2 Units
Stories1 Story
Building Area836 sqft Gross Area
1st Floor Area836 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1990
Exterior MaterialStucco
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,795 sqft (0.156 acres)
View / LotCommercial
Garage TypeCarport
Garage Area104 sqft
CarportCarport
Carport Area104 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area80 sqft
Deck Area194 sqft
Patio Area194 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number40918
Street Address4816 SE RAILWAY AVE
CitySTUART
StateFL
Zip34997-8831
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeB1
Legal DescriptionPORT SALERNO S 10 OF LOT 19 & ALL LOTS 20 & 21 BLK 39
Legal Range41E
Legal Township38S
Legal Section51
Legal SubdivisionPORT SALERNO
Legal Block39
Legal Lot Number19
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1043
Census Tract1200

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4826 SE RAILWAY AVE, STUART, FL 34997-8831
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2018Loan Modification, Mortgage
SEASIDE NAT'L BK&TR
Jan 25, 2017Trustee's Deed, Construction Loan · Line of Credit
SEASIDE NAT'L BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2002 · Amount on Record
Deed SaleAug 28, 2002 · Amount on Record
Prior SaleJun 15, 1990 · Amount on Record
Deed Document Number20021595436
Deed Book / Page1674 / 1881
Record UpdatedOct 29, 2026

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address4816 SE RAILWAY AVE, STUART, FL 34997-8831
Document Number0029742596
Book / Page002974 / 002596
Instrument DateJan 25, 2018
Transaction TypeMortgage
Record UpdatedFeb 22, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4140 SE PETERSON LN STUART FL 349973416, STUART, FL 34997-3416

Mortgage

Document Number0029742596
DateFeb 12, 2018
Book Page002974/002596
Instrument2678474
Lender
NameSEASIDE NAT'L BK&TR
TypeFunding / Finance Company
AddressORLANDO, FL 32801
Agreement
Term60 Months
DueFeb 11, 2023

January 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMARTIN FL
Recording DateJan 25, 2017
Property Address4816 SE RAILWAY AVE, STUART, FL 34997-8831
Document Number0029031877
Book / Page002903 / 001877
Instrument DateDec 19, 2016
Instrument2616509
Transaction TypeConstruction Loan
Record UpdatedFeb 9, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4826 SE RAILWAY AVE STUART FL 349978831, STUART, FL 34997-8831

Mortgage

Document Number29031877
DateJan 25, 2017
Book Page002903/001877
Instrument2616509
Lender
NameSEASIDE NAT'L BK&TR
TypeFunding / Finance Company
AddressORLANDO, FL 32801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 24, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,586.00 (+6.73%)$155,779 (+13.18%)$181,000 (+31.5%) Land $55,760 Building $125,240
2024$2,423.00 (+10.19%)
2023$2,199.00 (+12.94%)$137,640 (+17.6%) Land $55,760 Building $81,880$137,640 (+17.6%) Land $55,760 Building $81,880
2022$1,947.00$117,040 Land $55,760 Building $61,280$117,040 Land $55,760 Building $61,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims7 (1995–2014)
Claims Outside the SFHA7 of 7
Most Recent ClaimJan 2014 · other causes
Claims by Event
  • Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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