4816 S Pender Ln, Spokane, WA 99224 Property Records

Spokane County property record for 4816 S Pender Ln, Spokane, WA 99224

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,399 sqft · built 1994
Lot Size	0.168 acres (7,305 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (May 2026)
Tax Bill	$6,054 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34062.0206`

Property Details

APN / Parcel Number

Primary APN	`34062.0206`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,399 sqft Living Area
Gross Area	4,063 sqft
1st Floor Area	1,401 sqft
2nd Floor Area	828 sqft
Basement Area	1,306 sqft
Finished Basement	1,170 sqft
Unfinished Basement	136 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,305 sqft (0.168 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4816 S PENDER LN
City	SPOKANE
State	WA
Zip	99224-8282
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	QUALCHAN HILLS PUD LT 6 BLK 2
Legal Range	43E
Legal Township	24N
Legal Section	06
Legal Subdivision	QUALCHAN HILLS
Legal Block	2
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE SOUTH
Census Block Group	3
Census Block	3010
Census Tract	13503

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4816 S PENDER LN, SPOKANE, WA 99224-8282
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Apr 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 4, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Apr 7, 2022 · Amount on Record
Deed Document Number	20267491225
Prior Transfer Date	Dec 28, 2016
Prior Transfer Doc	0006568399
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 26, 2026
Property Address	4816 S PENDER LN, SPOKANE, WA 99224-8282
Document Number	0007491225
Instrument Date	May 20, 2026
Instrument	20267491225
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046,663.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 S PENDER LN, SPOKANE, WA 99224-8282
Investor	Possibly a Property Investor

Mortgage

Document Number	0007491226,
Date	May 26, 2026
Instrument	20267491226

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 7, 2022
Property Address	4816 S PENDER LN, SPOKANE, WA 99224-8282
Document Number	0007196744
Map Reference	VOL 20 PG 52-54
Instrument Date	Mar 25, 2022
Instrument	7196744
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 S PENDER LN, SPOKANE, WA 99224-8282

Mortgage

Document Number	0007196745
Date	Apr 7, 2022
Instrument	7196745

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 4, 2017
Property Address	4816 S PENDER LN, SPOKANE, WA 99224-8282
Document Number	0006568399
Instrument Date	Dec 28, 2016
Instrument	6568399
Transaction Type	Transfer
Record Updated	Jan 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,054.00 (+6.21%)	$665,800 (+12.92%) Land $125,000 Building $540,800	$665,800 (+12.92%) Land $125,000 Building $540,800
2025	$5,700.00 (+29.46%)	$589,600 (+17.5%) Land $135,000 Building $454,600	$589,600 (+17.5%) Land $135,000 Building $454,600
2024		$501,800 (+23.57%) Land $70,000 Building $431,800	$501,800 (+23.57%) Land $70,000 Building $431,800
2023	$4,403.00 (+0.94%)	$406,100 Land $50,000 Building $356,100	$406,100 Land $50,000 Building $356,100
2022	$4,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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