Hamilton County property record for 4816 Oak St, Cincinnati, OH 45212
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,326 sqft · built 1900 |
| Lot Size | 0.06 acres (2,657 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (May 2024) |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-0019-0028-00 |
| Primary APN | 651-0019-0028-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 663 sqft |
| 2nd Floor Area | 663 sqft |
| Basement Area | 663 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 2,657 sqft (0.06 acres) |
| Lot Dimensions | 99 ft deep x 27 ft wide |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 4816 OAK ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45212-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4816 OAK ST 27 X 99.15 PT LOTS 208-209 L C HOPKINS |
| Legal Subdivision | HOPKINS |
| Legal Lot Number | 208-209 209 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORWOOD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 25300 |
4816 Oak St is owned and occupied by an individual who bought it in May 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4816 OAK ST, CINCINNATI, OH 45212-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| May 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 9, 2019 | Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on File |
| Deed Sale | May 10, 2024 · Amount on File |
| Prior Sale | Aug 9, 2019 · Amount on File |
| Deed Document Number | 0000031181 |
| Deed Book / Page | 15164 / 1045 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4816 OAK ST, CINCINNATI, OH 45212-2418 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4816 OAK ST, CINCINNATI, OH 45212-2418 |
| Document Number | 0000099495 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 15566/1110 |
| Instrument | 2025-0099495 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 10, 2024 |
| Property Address | 4816 OAK ST, CINCINNATI, OH 45212-2418 |
| Document Number | 0000031181 |
| Book / Page | 15164 / 1045 |
| Instrument Date | May 7, 2024 |
| Instrument | 2024-0031181 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | AGILITY CLOSING & TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4816 OAK ST, CINCINNATI, OH 45212-2418 |
| Document Number | 0000031182 |
|---|---|
| Date | May 10, 2024 |
| Instrument | 2024-0031182 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 9, 2019 |
| Property Address | 4816 OAK ST, CINCINNATI, OH 45212-2418 |
| Document Number | 0000066114 |
| Book / Page | 013977 / 002908 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 66114 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2019 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4816 OAK ST NORWOOD OH 452122418, NORWOOD, OH 45212-2418 |
| Document Number | 66115 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 013977/002910 |
| Instrument | 66115 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2049 |
The 2025 property tax bill for 4816 Oak St was $2,178, down 2.9% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Norwood City |
| Unified School District | Norwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,178.00 (-2.9%) | $42,119 (+%) Land $5,631 Building $36,488 | |
| 2024 | $2,243.00 (-0.58%) | $42,118 (-) Land $5,631 Building $36,487 | |
| 2023 | $2,256.00 (+35.99%) | $42,118 (+61.52%) Land $5,631 Building $36,487 | $120,340 Land $16,090 Building $104,250 |
| 2022 | $1,659.00 | $26,076 Land $4,267 Building $21,809 | |
| 2020 | $74,500 Land $12,190 Building $62,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4816 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4816 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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