4816 Mackerel Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4816 Mackerel Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 2024
Lot Size	0.235 acres (10,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (May 2025)
Tax Bill	$3,384 (2025)
Deeds & Mortgages	Aug 2025 Transfer May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-10-34-28-061-0070-0140`

Property Details

APN / Parcel Number

Primary APN	`C-10-34-28-061-0070-0140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,234 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,215 sqft (0.235 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	470 sqft
Driveway	Driveway
Driveway Area	368 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4816 MACKEREL DR
City	SEBRING
State	FL
Zip	33870-8468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING RIDGE SEC G PB 12 PG 28 LOT 14 BLK 7
Legal Range	28E
Legal Township	34S
Legal Section	10
Legal Subdivision	SEBRING RIDGE SEC G
Legal Block	7
Legal Lot Number	14
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2035
Census Tract	960104

Owner

Source: Highlands County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4816 MACKEREL DR, SEBRING, FL 33870-8468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Intrafamily Transfer, Transfer
May 19, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
Mar 10, 2021	Warranty Deed, Construction Loan ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	20252260071
Deed Book / Page	3119 / 612
Last Transfer Date	Aug 13, 2025
Transfer Doc	0002273381
Record Updated	Sep 20, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 13, 2025
Property Address	4816 MACKEREL DR, SEBRING, FL 33870-8468
Document Number	0002273381
Book / Page	3137 / 1491
Instrument Date	Aug 13, 2025
Instrument	2273381
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4816 MACKEREL DR, SEBRING, FL 33870-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 MACKEREL DR, SEBRING, FL 33870-8468
Investor	Possibly a Property Investor

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 19, 2025
Property Address	4816 MACKEREL DR, SEBRING, FL 33870-8468
Document Number	0002260071
Book / Page	3119 / 612
Map Reference	MB 12 PG 28
Instrument Date	May 16, 2025
Instrument	2260071
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2025
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	746 LEMANS DR, SEBRING, FL 33872-3065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 MACKEREL DR, SEBRING, FL 33870-8468
Investor	Possibly a Property Investor

Mortgage

Document Number	0003119614
Date	May 19, 2025
Instrument	3119/614

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

March 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 10, 2021
Property Address	4816 MACKEREL DR, SEBRING, FL 33870-8468
Document Number	0002023083
Book / Page	2807 / 1362
Map Reference	MB 12 PG 28
Instrument Date	Mar 8, 2021
Instrument	2023083
Transaction Type	Construction Loan
Record Updated	Dec 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$63.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	997 PARNELL RD, ZOLFO SPRINGS, FL 33890-9518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 LEMANS DR, SEBRING, FL 33872-3065

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,384.00 (+493.68%)	$232,913 (+1,355.71%) Land $20,000 Building $212,913	$232,913 (+1,355.71%) Land $20,000 Building $212,913
2024	$570.00 (+30.14%)
2023	$438.00	$16,000 (+42.22%) Land $16,000	$16,000 (+42.22%) Land $16,000
2022		$11,250 Land $11,250	$11,250 Land $11,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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