Collier County property record for 4816 Cerromar Dr, Naples, FL 34112
| Property Type | Single Family Home |
|---|---|
| Details | 2,346 sqft · built 2000 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Dec 2020) |
| Tax Bill | $5,076 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506900 215B15 |
| Primary APN | 506900 215B15 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,346 sqft Living Area |
| 1st Floor Area | 2,346 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| Pool Area | 420 sqft |
| Deck Area | 632 sqft |
| Street Address | 4816 CERROMAR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34112-7916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | NAPLES LAKES COUNTRY CLUB LOT 21 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 15 |
| Legal Subdivision | NAPLES LAKES COUNTRY CLUB |
| Legal Tract | 506900 |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10518 |
4816 Cerromar Dr is owned and occupied by two individuals who bought it in December 2020.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4816 CERROMAR DR, NAPLES, FL 34112-7916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2020 · Amount on File |
| Deed Sale | Dec 1, 2020 · Amount on File |
| Prior Sale | Sep 1, 2015 · Amount on File |
| Deed Document Number | 20205962335 |
| Deed Book / Page | 5852 / 2921 |
| Prior Transfer Date | Sep 23, 2015 |
| Prior Transfer Doc | 0051973248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4816 CERROMAR DR, NAPLES, FL 34112-7916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056822800 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 5682/2800 |
| Instrument | 5775713 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 9, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 1, 2020 |
| Property Address | 4816 CERROMAR DR, NAPLES, FL 34112-7916 |
| Document Number | 0058522921 |
| Book / Page | 5852 / 2921 |
| Map Reference | MB 33 PG 8 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 5962335 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ROSS TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4816 CERROMAR DR, 4816, NAPLES, FL 34112-7916 |
| Name | Verified Name |
|---|---|
| Address | 4816 CERROMAR DR, NAPLES, FL 34112-7916 |
| Document Number | 0058522923 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 5852/2923 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 10, 2017 |
| Property Address | 4816 CERROMAR DR, NAPLES, FL 34112-7916 |
| Document Number | 0053620337 |
| Book / Page | 005362 / 000337 |
| Instrument Date | Feb 8, 2017 |
| Instrument | 5366396 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4816 CERROMAR DR NAPLES FL 341127916, NAPLES, FL 34112-7916 |
The 2025 property tax bill for 4816 Cerromar Dr was $5,076 with a homeowner's exemption, up 7.1% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $512,056 (+2.7%) | $748,264 (-5.08%) Land $413,149 Building $335,115 | |
| 2025 | $5,076.00 (+7.11%) Homeowner's exemption | $498,594 | $788,324 Land $425,050 Building $363,274 |
| 2024 | $4,739.00 (+1.02%) | ||
| 2023 | $4,691.00 (-2.29%) Homeowner's exemption | $470,429 (+3%) | $935,639 (+31.19%) Land $484,557 Building $451,082 |
| 2022 | $4,801.00 Homeowner's exemption | $456,727 | $713,200 Land $249,929 Building $463,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4816 Cerromar Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 22 condo units |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4816 Cerromar Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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