4816 Central Ave, Middletown, OH 45044 Property Records

Butler County property record for 4816 Central Ave, Middletown, OH 45044

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,580 sqft · built 1972
Lot Size0.569 acres (24,829 sqft)
OwnerIndividual Name on File
Last Sale$109,000 (Oct 2016)
Tax Bill$3,392 (2025)
Deeds & MortgagesJan 2023 Mortgage
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNQ6541-029.000-002

Property Details

APN / Parcel Number

Primary APNQ6541-029.000-002
Alternative APNs
  • 0006900
  • 374842
  • 377869

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,580 sqft Living Area
1st Floor Area1,580 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Architectural StyleRanch
Exterior MaterialBrick
Lot Area24,829 sqft (0.569 acres)
Lot Dimensions398 ft deep x 62 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0006900
Old Parcel NumberQ6541029.000002
Street Address4816 CENTRAL AVE
CityMIDDLETOWN
StateOH
Zip45044-5356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14284 N398.78 OF W62.02
Legal SubdivisionMIDDLETOWN
Legal Lot Number14284
JurisdictionBUTLER OH
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1002
Census Tract12500

Owner

4816 Central Ave is owned and occupied by an individual who bought it in October 2016.

Source: Butler County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4816 CENTRAL AVE, MIDDLETOWN, OH 45044-5356
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 16, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2016 · Amount on File
Deed SaleOct 4, 2016 · Amount on File
Prior SaleNov 30, 2000 · Amount on File
Deed Document Number0000039684
Deed Book / Page8950 / 1792
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address4816 CENTRAL AVE, MIDDLETOWN, OH 45044-5356
Transaction TypeMortgage
Record UpdatedJan 25, 2023
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001288
DateJan 12, 2023
Book Page9936/244
Instrument2023-00001288
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term314 Months
DueMar 1, 2049

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER OH
Property Address4816 CENTRAL AVE, MIDDLETOWN, OH 45044-5356
Transaction TypeMortgage
Record UpdatedJan 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4816 CENTRAL AVE, MIDDLETOWN, OH 45044-5356

Mortgage

Document Number0000071709
DateDec 16, 2021
Book Page9779/1695
Instrument2021-00071709
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term298 Months
DueOct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 4816 Central Ave was $3,392.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,392.00$64,480 Land $10,190 Building $54,290$184,220 Land $29,100 Building $155,120
2023$3,310.00 (+30.37%)$64,480 (+47.55%) Land $10,190 Building $54,290$184,220 Land $29,100 Building $155,120
2022$2,539.00$43,700 Land $10,190 Building $33,510
2020$124,840 Land $29,100 Building $95,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4816 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4816 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN CITY PWS
serves 51,229 people · EPA ID OH0901712
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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