48151 Winchester Ln, Hilliard, FL 32046 Property Records

Nassau County property record for 48151 Winchester Ln, Hilliard, FL 32046

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,792 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Mar 2021)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`43-4N-25-0000-0002-0240`

Property Details

APN / Parcel Number

Primary APN	`43-4N-25-0000-0002-0240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Heated Area
1st Floor Area	1,792 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	48151 WINCHESTER LN
City	HILLIARD
State	FL
Zip	32046-6263
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	PT JOSEPH HADDOCK DONATION SEC 43-4N-25E IN OR 2443/60
Legal Range	25E
Legal Township	04N
Legal Section	43
Legal Phase	HADDOCK
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2008
Census Tract	50402

Owner

48151 Winchester Ln, a mobile home, is owned and occupied by an individual who bought it in March 2021.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	48151 WINCHESTER LN, HILLIARD, FL 32046-6263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Special Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Jun 1, 2020	Warranty Deed, Transfer · Construction Mortgage RICHARD D BARKER INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2021 · Amount on File
Deed Sale	Mar 16, 2021 · Amount on File
Prior Sale	Jun 1, 2020 · Amount on File
Deed Document Number	202145009291
Deed Book / Page	2443 / 60
Record Updated	Jun 8, 2026

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 16, 2021
Property Address	48151 WINCHESTER LN, HILLIARD, FL 32046-6263
Document Number	0024430060
Book / Page	2443 / 60
Instrument Date	Mar 4, 2021
Instrument	202145009291
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	SUNSHINE TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,154.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6574 N STATE ROAD 7, 6574, COCONUT CREEK, FL 33073-3625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48151 WINCHESTER LN, HILLIARD, FL 32046-6263

Mortgage

Document Number	0000244362
Date	Mar 16, 2021
Instrument	2443/62

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 1, 2020
Property Address	48151 WINCHESTER LN, HILLIARD, FL 32046-6263
Document Number	0023641478
Book / Page	002364 / 001478
Instrument Date	May 19, 2020
Instrument	45016268
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6574 N STATE ROAD 7 #327 COCONUT CREEK FL 330733625, 327, COCONUT CREEK, FL 33073-3625

Mortgage

Document Number	23641480
Date	Jun 1, 2020
Book Page	002364/001480
Instrument	45016269

Lender

Name	RICHARD D BARKER INC
Address	4530 -13 ROOSEVELT BLVD # 321, JACKSONVILLE, FL 32210

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 31, 2021

Interest

Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 48151 Winchester Ln was $2,016 with a homeowner's exemption, up 1.6% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 (+1.61%) Homeowner's exemption	$171,725 (+2.9%)	$190,667 (+13.96%) Land $45,000 Building $145,667
2024	$1,984.00 (+1.8%) Homeowner's exemption	$166,885 (+3%)	$167,314 (+3.26%) Land $35,000 Building $132,314
2023	$1,949.00 (+0.05%) Homeowner's exemption	$162,024 (+25.11%) Land $35,000 Building $127,024	$162,024 (+25.11%) Land $35,000 Building $127,024
2022	$1,948.00	$129,509 Land $35,000 Building $94,509	$129,509 Land $35,000 Building $94,509

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48151 Winchester Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48151 Winchester Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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